, MIAMI, FL, 33196
Active41 days on marketListed Jun 8, 2026MLS #A12021720
About this home
Stunning 1st floor Corner apartment in the gated Vista Lago at Hammocks! Fully renovated with breathtaking lakefront views and private beach access—the perfect spot to unwind after a busy day. This first-floor unit features 2 bedrooms, 2 bathrooms, new flooring, and modern finishes, an open kitchen with a granite countertop, a washer and dryer in the unit, plus a screened porch to enjoy the outdoors. Residents can enjoy 2 assigned parking spaces, recreational areas, a gym, walking and biking paths, a barbecue area, Hammocks Clubhouse, and 4 different pools. Pet-friendly and plenty of green areas for relaxation and an active lifestyle. Don’t miss this incredible opportunity! No Assessments. Investors Welcomed!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
918
Sqft
2
Garage
1988
Year built
$310
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,112 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,112/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.1%
$/sqft vs Miami actives
$310 vs $491
Days on market
41 vs 26 typical
Where $310/sqft sits among the 400 Miami actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Miami
Get to know Miami. See the full Miami guide →
MIAMI 33196 — neighborhood snapshot
Population
53,846
Median age
40
Median income
$93,370
Median home value
$457,300
Avg household
3.1
Households w/ children
6,752
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami market
$495K → $560K
Miami median sold, yr/yr
98.2%
Sale-to-list ratio (12 mo)
44 of 400
Miami actives have cut their price
Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% below the MIAMI 33196 median. See the full Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$356,250
15246 SW 111th St, Miami FL 33196
2 bd · 2 ba · 848 sqft · $420/sqft · 34 DOM
Sold · Oct ’25$355,000
11027 SW 152nd Ct, Miami FL 33196
2 bd · 2 ba · 848 sqft · $419/sqft · 55 DOM
Sold · Dec ’25$405,000
11492 SW 148th Path, Miami FL 33196
3 bd · 2 ba · 1,070 sqft · $379/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chris Shouse
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for — before you fall in love.
See it in person
Schedule a tour
Live availability from Chris's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
FAQs
What would the monthly payment be for ?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,112/mo — principal and interest, the actual property-tax bill, the $865/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at ?+
The association fee works out to $865 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on ?+
The most recent tax bill on record (2025) was $3,400. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at ?+
The listing reports pets: Restrictions Or Possible Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Miami?+
At $284,999, this home is listed about 43% below the Miami median of $500,000. The market section on this page shows how the area is trending.
Which schools are assigned to ?+
Hammocks Middle School (middle), Felix Varela Senior High School (high), Oliver Hoover Elementary School (elementary), Instructional Center System Wide (), Title I Migrant Education Program (), District Instructional Center (Dic) () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the MIAMI 33196 market on paper
$284,999 is 7% below the MIAMI 33196 median of $305,000, and at $310/sqft it sits under the Miami average of $469.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $865/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Hammocks Middle School, Felix Varela Senior High School, Oliver Hoover Elementary School, Instructional Center System Wide, Title I Migrant Education Program, District Instructional Center (Dic) — Oliver Hoover Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of LPT Realty, LLC · Jennifer Gomez. MLS #A12021720.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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