12942 SW 231st St # 12942, Miami FL 33170, MIAMI, FL, 33170
Active97 days on marketListed May 14, 2026MLS #A12021911
About this home
12942 SW 231st St # 12942, Miami FL 33170
Beautiful newer-construction townhouse located in the desirable Siena Reserve community. This spacious 3-bedroom, 2.5-bath home features an open-concept layout, modern kitchen with stainless steel appliances, tile flooring on the first floor, and a private fenced patio perfect for entertaining. Upstairs offers generously sized bedrooms, including a large primary suite with walk-in closet and ensuite bath. One-car garage plus driveway parking. Enjoy resort-style community amenities with convenient access to major highways, shopping, dining, schools, and entertainment. Move-in ready!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,442
Sqft
1
Garage
2024
Year built
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$182 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$182/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Miami actives
$2 vs $508
Days on market
97 vs 66 typical
Where $2/sqft sits among the 400 Miami actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Miami
Get to know Miami. See the full Miami guide →
MIAMI 33170 — neighborhood snapshot
Population
14,763
Median age
39.4
Median income
$68,953
Median home value
$426,200
Avg household
3.27
Households w/ children
1,830
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami market
$508K → $590K
Miami median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
36 of 400
Miami actives have cut their price
Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the MIAMI 33170 median. See the full Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near 12942 SW 231st St # 12942
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$620,000
25265 SW 133rd Ave, Homestead FL 33032
3 bd · 2 ba · 1,444 sqft · $429/sqft · 14 DOM
Sold · Mar ’26$375,000
13331 SW 250th Ter, Homestead FL 33032
3 bd · 2.5 ba · 1,463 sqft · $256/sqft · 73 DOM
Sold · Dec ’25$470,000
12740 SW 249th Ter, Homestead FL 33032
3 bd · 2 ba · 1,397 sqft · $336/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 12942 SW 231st St # 12942 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12942 SW 231st St # 12942 — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12942 SW 231st St # 12942 FAQs
What would the monthly payment be for 12942 SW 231st St # 12942, Miami FL 33170?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $182/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 12942 SW 231st St # 12942, Miami FL 33170?+
The listing reports pets: Maximum 20 Lbs. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Miami?+
At $3,000, this home is listed about 100% below the Miami median of $610,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12942 SW 231st St # 12942, Miami FL 33170?+
Pine Villa Elementary School (elementary), Miami Southridge Senior High (high), Cutler Bay Middle (middle), Title I Migrant Education Program (), Instructional Center System Wide (), District Instructional Center (Dic) () — Dade County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of Coldwell Banker Realty · Javier Guerra. MLS #A12021911.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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