CENTURY 21 Edge
Short-Term Rental Eligible
$969,900$985,0004 bd3 ba3,026 sqft$321 /sqft$6,733 /mo all-in ↓

2864 SW 138th Path, Miami FL 33175, MIAMI, FL, 33175

Active80 days on marketListed May 22, 2026MLS #A12023812

Reduced $15KSingle Family ResidenceMARBELLA ESTATES

About this home

2864 SW 138th Path, Miami FL 33175

Beautiful 4-bedroom, 3-bath home located in a centrally located cul-de-sac neighborhood. This well-maintained property features a functional layout with 3 bedrooms and 2 bathrooms upstairs, plus 1 bedroom and full bath downstairs—ideal for guests or a home office. The spacious primary suite offers a large walk-in closet, and soaring ceilings throughout the home create an open feel filled with natural light. Recent upgrades include a NEW ROOF, brand-new flooring upstairs, new tile flooring downstairs, fresh interior paint, crown molding throughout, and all-new appliances. The updated kitchen showcases wood cabinetry and quartz countertops, blending style and functionality. Additional features include accordion shutters on the second floor, panel shutters on the first floor, and ample outdoor space with room for a boat and space to add a pool. Move-in ready and in excellent condition, this home offers comfort, upgrades, and a desirable location.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

3,026

Sqft

1

Garage

2005

Year built

$321

Per sqft

None view

Inside

FlooringTile · Wood
AppliancesDishwasher · Microwave · Electric Range · Refrigerator
InteriorFirst Floor Entry · Family Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofFlat Tile
ConstructionConcrete Block Construction
ViewNone
FacesEast
ParkingDriveway
ExteriorRoom For Pool

Community & fees

Taxes (2025)$11,705/yr
CommunityNone

Utilities & systems

WaterMunicipal Water

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$6,733 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,234
PMI (est., until 20% equity)$364
Property tax — 2025 actual bill$975
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $96,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $96,990
Interest rate6.00%
Loan term

Estimated payment

$6,733/mo

Principal & interest$5,234
PMI (est., until 20% equity)$364
Property taxes (actual bill)$975
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $970K
$931KedgeAI estimate $1,278,711 · range $1.0M$1.6M$1.7M

vs edgeAI estimate

−24.2%

$/sqft vs Miami actives

$321 vs $513

Days on market

80 vs 66 typical

Where $321/sqft sits among the 400 Miami actives

158 · this home
105
54
29
19
35
$185–417$417–649$649–882$882–1114$1114–1346$1346+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Marbella, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityMarbella
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$3,000/mo median

MarketMiami
Annual gross at median$36,000
Gross yield on this price3.7%
Homes for rent right now5,976

Live Miami rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside Marbella

Map of 2864 SW 138th Path, Miami FL 33175

Marbella is a short-term-rental community. See the full guide →

MIAMI 33175 — neighborhood snapshot

Population

49,611

Median age

49.6

Median income

$79,711

Median home value

$456,600

Avg household

2.86

Households w/ children

4,910

For the school run

Dade County School District

ElementaryJoe Hall Elementary School★★★★
MiddleW. R. Thomas Middle School★★★★
HighG. Holmes Braddock Senior High★★★★★
Instructional Center System Wide
District Instructional Center (Dic)
Title I Migrant Education Program

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Miami market

Seller’s marketLeans buyer18.3 months of inventoryBuyer’s market

$508K$590K

Miami median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

35 of 400

Miami actives have cut their price

Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 218% above the MIAMI 33175 median. See the full Miami market guide →

Paper trail

This home's history

CurrentPrice reduced to $969,900 $15K
May 22, 2026Listed at $985,000 · 80 days on market since
2005Built · MARBELLA ESTATES

Reality check

What actually sold near 2864 SW 138th Path

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

15010 SW 43rd Ter, Miami FL 33185Sold · Sep ’25

$860,000

15010 SW 43rd Ter, Miami FL 33185

4 bd · 3.5 ba · 3,089 sqft · $278/sqft · 43 DOM

12870 SW 47th St, Miami FL 33175Sold · Oct ’25

$1,125,000

12870 SW 47th St, Miami FL 33175

5 bd · 3 ba · 3,164 sqft · $356/sqft · 10 DOM

15000 SW 45th Ln, Miami FL 33185Sold · May ’26

$1,000,000

15000 SW 45th Ln, Miami FL 33185

4 bd · 4 ba · 2,714 sqft · $368/sqft · 10 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Nicholas Giaccone

Your agent

Nicholas Giaccone

Director of Agent Success · CENTURY 21 Edge

Tours, negotiation, and every question about 2864 SW 138th Path — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2864 SW 138th Path — before you fall in love.

See it in person

Schedule a tour

Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2864 SW 138th Path FAQs

What would the monthly payment be for 2864 SW 138th Path, Miami FL 33175?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,733/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2864 SW 138th Path, Miami FL 33175?+

The most recent tax bill on record (2025) was $11,705. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 2864 SW 138th Path, Miami FL 33175 be rented short-term?+

Yes — this home sits inside Marbella, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

How does the price compare to other homes in Miami?+

At $969,900, this home is listed about 59% above the Miami median of $610,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2864 SW 138th Path, Miami FL 33175?+

Joe Hall Elementary School (elementary), W. R. Thomas Middle School (middle), G. Holmes Braddock Senior High (high), Instructional Center System Wide (), District Instructional Center (Dic) (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$969,900 runs 218% above the MIAMI 33175 median — but at 3,026 sqft it's also nearly 3 times the size of the typical Miami listing.

02Zoned for nightly rentals

Marbella is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03None views

The none view is part of what you're buying — views hold value independently of the structure.

04Strong assigned schools

Joe Hall Elementary School, W. R. Thomas Middle School, G. Holmes Braddock Senior High, Instructional Center System Wide, District Instructional Center (Dic), Title I Migrant Education Program — Joe Hall Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $985,000, now $969,900 — a $15K cut. The full history is in the market section below.

Listing courtesy of Compass Florida, LLC · Natalie Ortega. MLS #A12023812.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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