3280 SW 16th Ter, Miami FL 33145, MIAMI, FL, 33145
Active83 days on marketListed May 22, 2026MLS #A12023953
About this home
3280 SW 16th Ter, Miami FL 33145
Unbeatable location! Nestled in the highly desirable Coral Gate neighborhood, one of Miami’s most sought-after communities, this home is close to top dining, shopping, major highways, and vibrant city life while still offering the charm of a quiet residential neighborhood. Just minutes from Miami Freedom Park and its exciting new entertainment district. Enjoy peace of mind with major recent upgrades already completed, including a brand-new 2025 roof, impact windows and doors, new air conditioning system, and newly installed ductwork, providing energy efficiency and year-round comfort. Move-in ready and designed for easy South Florida living. This spacious and versatile split-floor plan features 2 separate areas with private entrances that can be used as studios or seamlessly integrated into the main house, offering flexible living arrangements. Perfect for large families, professionals, or investors seeking potential income in a prime Miami location. Large patio room for pool. No HOA and not located in a flood zone!
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
1,982
Sqft
1
Garage
1949
Year built
$706
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$8,657 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,657/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.1%
$/sqft vs Miami actives
$706 vs $511
Days on market
83 vs 66 typical
Where $706/sqft sits among the 400 Miami actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Coral Way
Get to know Miami. See the full Miami guide →
Coral Way — neighborhood snapshot
Population
40,864
Median age
43
Median income
$83,194
Median home value
$548,495
Avg household
2
Households w/ children
4,292
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami market
$508K → $590K
Miami median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
36 of 400
Miami actives have cut their price
Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 273% above the MIAMI 33145 median. See the full Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near 3280 SW 16th Ter
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$1,599,000
3261 SW 16th Ln, Miami FL 33145 · same community
3 bd · 3 ba · 2,001 sqft · $799/sqft · 9 DOM
Sold · Dec ’25$970,000
1621 SW 32nd Ct, Miami FL 33145 · same community
3 bd · 2 ba · 1,917 sqft · $506/sqft · 161 DOM
Sold · Feb ’26$1,700,000
1660 SW 32nd Court, Miami FL 33145 · same community
4 bd · 3 ba · 2,117 sqft · $803/sqft · 28 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3280 SW 16th Ter — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3280 SW 16th Ter — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3280 SW 16th Ter FAQs
What would the monthly payment be for 3280 SW 16th Ter, Miami FL 33145?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,657/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3280 SW 16th Ter, Miami FL 33145?+
The most recent tax bill on record (2025) was $5,077. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Miami?+
At $1,399,000, this home is listed about 129% above the Miami median of $610,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3280 SW 16th Ter, Miami FL 33145?+
Coral Gables Senior High School (high), Francis S.Tucker K-8 Center (elementary), Ponce De Leon Middle School (middle), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,399,000 runs 273% above the MIAMI 33145 median — but at 1,982 sqft it's also 64% larger than the typical Miami listing.
02None views
The none view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $1,575,000, now $1,399,000 — a $176K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Rejoice Realty Group, Inc. · Yamile Bell. MLS #A12023953.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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