, HOMESTEAD, FL, 33032
Active59 days on marketListed May 26, 2026MLS #A12023997
About this home
Cozy and practical efficiency unit in Cutler Bay. Comes with a mini-split A/C, full-size fridge, walk-in closet, and private shower. Water and electricity included — no extra bills. Minutes from Publix, CVS, and the Florida Turnpike.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
1,530
Sqft
2020
Year built
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$169 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$169/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Homestead actives
$1 vs $268
Days on market
59 vs 1 typical
Where $1/sqft sits among the 399 Homestead actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Homestead
Get to know Homestead. See the full Homestead guide →
HOMESTEAD 33032 — neighborhood snapshot
Population
62,021
Median age
33.5
Median income
$74,995
Median home value
$374,700
Avg household
3.38
Households w/ children
9,136
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Homestead market
$490K → $428K
Homestead median sold, yr/yr
98.7%
Sale-to-list ratio (12 mo)
83 of 399
Homestead actives have cut their price
Median sold price, Homestead, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the HOMESTEAD 33032 median. See the full Homestead market guide →
Paper trail
This home's history
Reality check
What actually sold near
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$425,000
10844 SW 232ND TERRACE · same community
3 bd · 2.5 ba · 1,530 sqft · $278/sqft · 124 DOM
Sold · Nov ’25$410,000
23292 SW 110th Ave, Homestead FL 33032 · same community
3 bd · 2.5 ba · 1,530 sqft · $268/sqft · 64 DOM
Sold · Apr ’26$415,000
10916 SW 235th Ln, Homestead FL 33032 · same community
3 bd · 2.5 ba · 1,530 sqft · $271/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Yumiko Sugawara
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for — before you fall in love.
See it in person
Schedule a tour
Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
FAQs
What would the monthly payment be for ?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $169/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at ?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Homestead?+
At $1,299, this home is listed about 100% below the Homestead median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to ?+
Dr. William A. Chapman Elementary School (elementary), Title I Migrant Education Program (), Redland Middle School (middle), Homestead Senior High School (high), Instructional Center System Wide (), District Instructional Center (Dic) () — Dade County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of White Canvas Real Estate, LLC. · Jorge Mejia. MLS #A12023997.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
Never miss a listing
New Homestead homes, in your inbox
Like but not quite? A daily digest of every new listing in Homestead — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Yumiko to ping you on any price or status change →