13440 SW 28th St, Miami FL 33175, MIAMI, FL, 33175
Active75 days on marketListed May 25, 2026MLS #A12024924
About this home
13440 SW 28th St, Miami FL 33175
Beautifully maintained one-story home nestled on a quiet dead-end street in a desirable Miami neighborhood. This move-in ready residence features 3 bedrooms and 2 bathrooms with an open and bright floor plan, soaring ceilings, and tile flooring throughout. The split-bedroom layout provides added privacy, while the charming interior atrium fills the home with natural light and warmth. The spacious primary suite offers French doors leading to the patio and backyard. Enjoy outdoor living with a large covered terrace, perfect for entertaining family and guests. Additional features include a new roof installed in 2023, accordion shutters, oversized driveway with ample parking, and no HOA. Conveniently located near schools, shopping centers, restaurants, parks, and major highways. Easy to show!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,525
Sqft
3
Garage
1988
Year built
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$188 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$188/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Miami actives
$3 vs $513
Days on market
75 vs 66 typical
Where $3/sqft sits among the 400 Miami actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Miami
Get to know Miami. See the full Miami guide →
MIAMI 33175 — neighborhood snapshot
Population
49,611
Median age
49.6
Median income
$79,711
Median home value
$456,600
Avg household
2.86
Households w/ children
4,910
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami market
$508K → $590K
Miami median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
35 of 400
Miami actives have cut their price
Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the MIAMI 33175 median. See the full Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near 13440 SW 28th St
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$615,000
13440 SW 28th St, Miami FL 33175 · same community
3 bd · 2 ba · 1,525 sqft · $403/sqft · 7 DOM
Sold · Dec ’25$710,000
3864 SW 145th Ave, Miami FL 33175
3 bd · 2 ba · 1,536 sqft · $462/sqft · 202 DOM
Sold · Sep ’25$599,000
4542 SW 144th Ct, Miami FL 33175
4 bd · 2 ba · 1,507 sqft · $397/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 13440 SW 28th St — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13440 SW 28th St — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
13440 SW 28th St FAQs
What would the monthly payment be for 13440 SW 28th St, Miami FL 33175?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $188/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 13440 SW 28th St, Miami FL 33175?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Miami?+
At $3,850, this home is listed about 99% below the Miami median of $610,000. The market section on this page shows how the area is trending.
Which schools are assigned to 13440 SW 28th St, Miami FL 33175?+
Joe Hall Elementary School (elementary), W. R. Thomas Middle School (middle), G. Holmes Braddock Senior High (high), Instructional Center System Wide (), District Instructional Center (Dic) (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the MIAMI 33175 market on paper
$3,850 is 99% below the MIAMI 33175 median of $305,250, and at $3/sqft it sits under the Miami average of $651.
02None views
The none view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Joe Hall Elementary School, W. R. Thomas Middle School, G. Holmes Braddock Senior High, Instructional Center System Wide, District Instructional Center (Dic), Title I Migrant Education Program — Joe Hall Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $4,000, now $3,850 — a $150 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Real Estate Direct of S. Fla · Idania Brizuela. MLS #A12024924.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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