CENTURY 21 Edge
$524,900$534,9003 bd2.5 ba1,812 sqft$290 /sqft$4,496 /mo all-in ↓

13170 SW 232nd Ln, Miami FL 33032, MIAMI, FL, 33032

Active81 days on marketListed May 26, 2026MLS #A12025314

Reduced $10KTownhouseCALDWELL MARTIN TOWNHOMES,SIENA RESERVE SOUTH

About this home

13170 SW 232nd Ln, Miami FL 33032

Exclusive "2024" Siena Reserve new construction, the largest 3-bedroom plus den, 2-1/2 bath townhome with 1,812 sq. ft. on a rare and private street. Arrive home to a 2-car garage with pavered driveway allowing for extra parking, and being a prime corner unit, enjoy extra grass space giving the home privacy and a grand manicured entrance rarely available. The entry's focal point is the living/dining and kitchen open floor plan flooded by natural light thanks to the corner unit's extra windows and the backyard sliding doors which give the perception of being outside when you are inside. Upstairs, the primary suite is completely private and quiet with no side neighbors. The large bath with double sinks, private water closet, and storage closet make it ideal. Additionally, there are 2 bright bedrooms with large closets plus a separate den which could be used as an office, upstairs family room, or guest bedroom. It also features custom window treatments, an automatic garage door opener, and an LG washer/dryer combo.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,812

Sqft

2

Garage

2024

Year built

$290

Per sqft

Garden View view

Inside

FlooringCarpet · Ceramic Floor
AppliancesDishwasher · Disposal · Dryer · Electric Range · Electric Water Heater · Microwave · Refrigerator · Trash Compactor · Wall Oven · Washer
InteriorFirst Floor Entry · Built-in Features · Closet Cabinetry
LaundryWasher/Dryer Hook-Up
CoolingCentral Air · Electric
HeatingCentral · Electric

Outside & construction

ConstructionConcrete Block Construction
ViewGarden View
Parking2 Or More Spaces · Guest

Community & fees

HOA fee$217/mo
Taxes (2025)$9,565/yr

Utilities & systems

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,496 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,090
FHA mortgage insurance (est.)$232
Property tax — 2025 actual bill$797
HOA fee — from the listing$217
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,372Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,372
Interest rate6.00%
Loan term

Estimated payment

$4,496/mo

Principal & interest$3,090
FHA mortgage insurance (est.)$232
Property taxes (actual bill)$797
HOA / condo fee$217
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $525K
$442KedgeAI estimate $480,929 · range $461K$513K$546K

vs edgeAI estimate

+9.1%

$/sqft vs Miami actives

$290 vs $511

Days on market

81 vs 66 typical

Where $290/sqft sits among the 400 Miami actives

160 · this home
103
55
29
19
34
$184–416$416–648$648–881$881–1113$1113–1346$1346+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Miami

Map of 13170 SW 232nd Ln, Miami FL 33032

Get to know Miami. See the full Miami guide →

MIAMI 33032 — neighborhood snapshot

Population

62,021

Median age

33.5

Median income

$74,995

Median home value

$374,700

Avg household

3.38

Households w/ children

9,136

For the school run

Dade County School District

ElementaryCoconut Palm K-8 Academy★★★★
Title I Migrant Education Program
MiddleRedland Middle School★★★★
HighHomestead Senior High School★★★★
Instructional Center System Wide
District Instructional Center (Dic)

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Miami market

Seller’s marketLeans buyer18.3 months of inventoryBuyer’s market

$508K$590K

Miami median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

36 of 400

Miami actives have cut their price

Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 31% above the MIAMI 33032 median. See the full Miami market guide →

Paper trail

This home's history

CurrentPrice reduced to $524,900 $10K
May 26, 2026Listed at $534,900 · 81 days on market since
2024Built · CALDWELL MARTIN TOWNHOMES,SIENA RESERVE SOUTH

Reality check

What actually sold near 13170 SW 232nd Ln

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

12309 SW 250th St, Homestead FL 33032Sold · Jan ’26

$500,000

12309 SW 250th St, Homestead FL 33032

4 bd · 3 ba · 1,820 sqft · $275/sqft · 33 DOM

24548 SW 119th PL, Homestead FL 33032Sold · Oct ’25

$480,000

24548 SW 119th PL, Homestead FL 33032

4 bd · 2.5 ba · 1,820 sqft · $264/sqft · 30 DOM

13344 SW 252 Lane, Homestead FL 33032Sold · Jan ’26

$575,000

13344 SW 252 Lane, Homestead FL 33032

4 bd · 2 ba · 1,822 sqft · $316/sqft · 107 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Solance Kallendorf

Your agent

Solance Kallendorf

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 13170 SW 232nd Ln — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13170 SW 232nd Ln — before you fall in love.

See it in person

Schedule a tour

Live availability from Solance's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

13170 SW 232nd Ln FAQs

What would the monthly payment be for 13170 SW 232nd Ln, Miami FL 33032?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,496/mo — principal and interest, the actual property-tax bill, the $217/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 13170 SW 232nd Ln, Miami FL 33032?+

The association fee works out to $217 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 13170 SW 232nd Ln, Miami FL 33032?+

The most recent tax bill on record (2025) was $9,565. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Miami?+

At $524,900, this home is listed about 14% below the Miami median of $610,000. The market section on this page shows how the area is trending.

Which schools are assigned to 13170 SW 232nd Ln, Miami FL 33032?+

Coconut Palm K-8 Academy (elementary), Title I Migrant Education Program (), Redland Middle School (middle), Homestead Senior High School (high), Instructional Center System Wide (), District Instructional Center (Dic) () — Dade County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$524,900 runs 31% above the MIAMI 33032 median — but at 1,812 sqft it's also 50% larger than the typical Miami listing.

02Garden View views

The garden view view is part of what you're buying — views hold value independently of the structure.

03The price has already moved

Listed at $534,900, now $524,900 — a $10K cut. The full history is in the market section below.

Listing courtesy of Mitchell International Rlty · Margaret Moreira. MLS #A12025314.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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