12357 SW 144th Ter, Miami FL 33186, MIAMI, FL, 33186
Active76 days on marketListed May 28, 2026MLS #A12026431
About this home
12357 SW 144th Ter, Miami FL 33186
Bright and well maintained, this spacious 3-bedroom, 2-bath residence offers a seamless blend of comfort, style, and functionality. Soaring ceilings in the living areas and primary suite create an airy, open atmosphere, while abundant natural light fills the home throughout the day. A desirable split floor plan provides added privacy and flexibility for everyday living. The kitchen features updated finishes and a new built-in microwave, flowing effortlessly into the main living and dining spaces, ideal for both casual gatherings and entertaining. Step outside to a beautifully designed outdoor area perfect for relaxing, dining al fresco, or hosting guests. Thoughtfully cared for and move-in ready, this home presents an exceptional opportunity for comfortable South Florida living. Landlord is currently in the process of installing a new tile roof.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,350
Sqft
1
Garage
1994
Year built
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$185 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$185/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Miami actives
$3 vs $513
Days on market
76 vs 66 typical
Where $3/sqft sits among the 400 Miami actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Miami
Get to know Miami. See the full Miami guide →
MIAMI 33186 — neighborhood snapshot
Population
67,597
Median age
40.9
Median income
$86,481
Median home value
$422,300
Avg household
2.86
Households w/ children
7,878
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami market
$508K → $590K
Miami median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
36 of 400
Miami actives have cut their price
Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the MIAMI 33186 median. See the full Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near 12357 SW 144th Ter
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$539,000
14530 SW 123rd Ct, Miami FL 33186 · same community
3 bd · 2 ba · 1,350 sqft · $399/sqft · 79 DOM
Sold · Oct ’25$510,000
14677 SW 123rd Ave, Miami FL 33186 · same community
3 bd · 2 ba · 1,350 sqft · $378/sqft · 79 DOM
Sold · Aug ’25$427,000
12268 SW 145th St, Miami FL 33186 · same community
3 bd · 2 ba · 1,578 sqft · $271/sqft · 102 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jasmine Ince
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12357 SW 144th Ter — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12357 SW 144th Ter — before you fall in love.
See it in person
Schedule a tour
Live availability from Jasmine's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12357 SW 144th Ter FAQs
What would the monthly payment be for 12357 SW 144th Ter, Miami FL 33186?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $185/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How does the price compare to other homes in Miami?+
At $3,400, this home is listed about 99% below the Miami median of $610,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12357 SW 144th Ter, Miami FL 33186?+
Gloria Floyd Elementary School (elementary), Richmond Heights Middle School (middle), Miami Sunset Senior High School (high), Instructional Center System Wide (), Title I Migrant Education Program (), District Instructional Center (Dic) () — Dade County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of Compass Florida, LLC. · Rebeca Cruz. MLS #A12026431.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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