, CUTLER BAY, FL, 33190
Active56 days on marketListed May 28, 2026MLS #A12026669
About this home
Move-in ready bright townhouse featuring 3 bedrooms and 2.5 bathrooms in the desirable Isles at Bayshore community. This spacious home offers new dishwasher and stainless steel appliances, walk-in closets, washer and dryer, microwave, electric range, refrigerator, smoke detector, ceramic tile flooring and granite countertops. Conveniently located near Florida’s Turnpike, US-1 and Old Cutler Road, with easy access to shopping, dining and major routes. Enjoy resort-style community amenities including a lakefront clubhouse, state-of-the-art fitness center, children’s playroom, playground, swimming pool, large adult pool and multipurpose party room. A great opportunity to live in a well-located community in Cutler Bay. Schedule your showing today!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,515
Sqft
1
Garage
2007
Year built
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$179 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$179/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Cutler Bay
Get to know Cutler Bay. See the full Cutler Bay guide →
CUTLER BAY 33190 — neighborhood snapshot
Population
17,280
Median age
35.1
Median income
$75,876
Median home value
$371,200
Avg household
3.13
Households w/ children
2,484
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cutler Bay market
$530K → $611K
Cutler Bay median sold, yr/yr
100.4%
Sale-to-list ratio (12 mo)
Median sold price, Cutler Bay, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the CUTLER BAY 33190 median. See the full Cutler Bay market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
FAQs
What would the monthly payment be for ?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $179/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How does the price compare to other homes in Cutler Bay?+
At $2,650, this home is listed about 99% below the Cutler Bay median of $240,000. The market section on this page shows how the area is trending.
Which schools are assigned to ?+
Goulds Elementary School (elementary), Cutler Bay Middle (middle), Miami Southridge Senior High (high), Title I Migrant Education Program (), Instructional Center System Wide (), District Instructional Center (Dic) () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the CUTLER BAY 33190 market on paper
$2,650 is 99% below the CUTLER BAY 33190 median of $339,450, and at $2/sqft it sits under the Cutler Bay average of $316.
02Other views
The other view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
56 days on market against a Cutler Bay median of 1 — sellers in this position are usually ready to negotiate.
Listing courtesy of Realty One Group Evolution · Georgina Etchegaray. MLS #A12026669.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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