CENTURY 21 Edge
$1,200,000≈$7,168 /mo all-in ↓

5285 rambling rd, Saint Cloud FL 34771, SAINT CLOUD, FL, 34771

Active67 days on marketListed May 28, 2026MLS #A12026983

ResidentialNARCOOSSEE

About this home

5285 rambling rd, Saint Cloud FL 34771

Real property located at 5285 Rambling Road, Saint Cloud, Florida, in Osceola County, Florida, commonly known as Rambling Reserve townhouse development land. Construction site for 33 units single family townhouses development.

Facts & features

The home at a glance

5.5 ac

Lot size

Inside

Outside & construction

FacesNorth

Community & fees

Taxes (2025)$1,000/yr

Utilities & systems

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$7,168 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,475
PMI (est., until 20% equity)$450
Property tax — 2025 actual bill$83
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $120,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $120,000
Interest rate6.00%
Loan term

Estimated payment

$7,168/mo

Principal & interest$6,475
PMI (est., until 20% equity)$450
Property taxes (actual bill)$83
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Saint Cloud

Map of 5285 rambling rd, Saint Cloud FL 34771

Drive times from this address

Orlando Int’l Airport (MCO)≈ 31 min
Downtown Orlando≈ 36 min
Walt Disney World≈ 42 min
Universal Orlando≈ 42 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Saint Cloud. See the full Saint Cloud guide →

SAINT CLOUD 34771 — neighborhood snapshot

Population

31,368

Median age

38.6

Median income

$101,434

Median home value

$427,500

Avg household

3.21

Households w/ children

4,183

For the school run

Osceola County School District

ElementaryLakeview Elementary School★★★★★
MiddleNarcoossee Middle School★★★★★
HighHarmony High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Saint Cloud market

$400K → $465K

Saint Cloud median sold, yr/yr

Median sold price, Saint Cloud, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 179% above the SAINT CLOUD 34771 median. See the full Saint Cloud market guide →

Paper trail

This home's history

May 28, 2026Listed at $1,200,000 · 67 days on market since

Reality check

What actually sold near 5285 rambling rd

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5720 HAYSTACK DRIVESold · Nov ’25

$440,990

5720 HAYSTACK DRIVE

3 bd · 2 ba · 1,709 sqft · $258/sqft · 77 DOM

1023 LADYFISH TRAILSold · Oct ’25

$419,000

1023 LADYFISH TRAIL

4 bd · 2.5 ba · 1,798 sqft · $233/sqft · 69 DOM

876 ARBOR GREEN TRAILSold · Feb ’26

$500,000

876 ARBOR GREEN TRAIL

3 bd · 2 ba · 1,886 sqft · $265/sqft · 147 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Bridget McLennon

Your agent

Bridget McLennon

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5285 rambling rd — start here.

CallText
bridget.mclennon@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5285 rambling rd — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

5285 rambling rd FAQs

What would the monthly payment be for 5285 rambling rd, Saint Cloud FL 34771?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,168/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 5285 rambling rd, Saint Cloud FL 34771?+

The most recent tax bill on record (2025) was $1,000. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Saint Cloud?+

At $1,200,000, this home is listed about 133% above the Saint Cloud median of $515,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5285 rambling rd, Saint Cloud FL 34771?+

Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

Keep looking

Similar homes nearby

$1,220,000

, SAINT CLOUD

Listing courtesy of NV Group, Inc. · Naivic Vargas Martinez. MLS #A12026983.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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