, KEY LARGO, FL, 33037
Active54 days on marketListed May 29, 2026MLS #A12027555
About this home
Welcome to this stunning luxury residence located in prestigious Buccaneer Point in Key Largo, Florida where refined coastal living meets breathtaking natural beauty. Perfectly positioned on an oversized, professionally landscaped 10,780 square foot parcel, this exceptional concrete-constructed home offers 4 bedrooms, 3 baths, and approximately 2,252 square feet of beautifully designed climate-controlled living space. From the moment you arrive, the attention to detail and upscale improvements are evident throughout. This concrete fortress blends sophisticated interior finishes with resort-style outdoor living, creating the ultimate Florida Keys retreat. Expansive sunset views overlook the tranquil saltwater lake, alive with tropical fish and exotic birdlife, providing an ever-changing waterfront backdrop of natural beauty. The private sandy swimming beach and spectacular aquatic fountain feature create a true tropical oasis, while the beach area offers the perfect launch point for kayaks and stand-up paddleboards. Amenities abound, including a bougie hot and cold outdoor shower, full convenient cabana bath, downstairs storage and gym area, a garage, a Tesla EV charging station, RV hookups with newly installed 50-amp electrical service, lift station, RV cleanout, and abundant parking space for an RV, coach, boat trailer, and multiple vehicles. Recent upgrades and enhancements include: Newly installed cargo lift elevator system Fresh Sherwin-Williams exterior paint New exterior lighting Over 2,000 square feet of newly installed paver driveway and walkways WiFi-controlled irrigation system Newly installed coral seawall Newly planted Foxtail and Malayan Coconut palms Commercial-grade 400 LB ice machine This remarkable property perfectly blends luxurious indoor living with extraordinary outdoor lifestyle amenities in one of Key Largo's most desirable waterfront communities. 1 hour commute to Miami International Airport!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,252
Sqft
1
Garage
2001
Year built
$688
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$9,749 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,749/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−29.4%
Days on market
54 vs 81 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Key Largo
Get to know Key Largo. See the full Key Largo guide →
KEY LARGO 33037 — neighborhood snapshot
Population
13,674
Median age
54.2
Median income
$80,911
Median home value
$660,700
Avg household
2.34
Households w/ children
999
For the school run
Monroe County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Key Largo market
$1.1M → $910K
Key Largo median sold, yr/yr
Median sold price, Key Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 123% above the KEY LARGO 33037 median. See the full Key Largo market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Krystina Allen
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for — before you fall in love.
See it in person
Schedule a tour
Live availability from Krystina's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
FAQs
What would the monthly payment be for ?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,749/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on ?+
The most recent tax bill on record (2025) was $7,792. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Key Largo?+
At $1,549,000, this home is listed about 308% above the Key Largo median of $379,450. The market section on this page shows how the area is trending.
Which schools are assigned to ?+
Coral Shores High School (high) — Monroe County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of Coldwell Banker Schmitt R.E. · Sally Stribling. MLS #A12027555.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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