, KEY LARGO, FL, 33037
Active52 days on marketListed May 29, 2026MLS #A12027583
About this home
ANNUAL RENTAL OPPORTUNITY Experience the pinnacle of luxury modern waterfront living in prestigious Port Largo. Perfectly positioned on an exceptionally wide 90-foot deep-water canal with supreme direct ocean access, this exquisitely renovated residence offers the ultimate yachting lifestyle in the heart of Key Largo. Completely reimagined with uncompromising attention to detail, the home was rebuilt from the studs with premium materials, designer finishes, and extensive structural upgrades throughout. Impact glass windows and doors, reinforced construction enhancements, upgraded insulation, custom lighting, luxury flooring, and beautifully curated interiors create a residence that is both sophisticated and exceptionally comfortable. The stunning chef's kitchen is a true showpiece featuring custom cabinetry, premium Thermador appliances, an oversized quartzite waterfall island, wine cooler, induction cooking, and refined architectural details designed for effortless entertaining. Spa-inspired baths with floor-to-ceiling tile, custom glass showers, and elegant modern finishes elevate the home's luxurious ambiance. Indoor and outdoor living blend seamlessly with expansive tiled terraces, dramatic architectural lighting, lush tropical landscaping, and inviting entertainment spaces designed for the Florida Keys lifestyle. The spacious chickee hut, outdoor shower, fish-cleaning station, and multiple gathering areas create an exceptional waterfront retreat. For boating enthusiasts, the property is a rare offering with a 75-foot dock on a yacht-capable deep-water canal providing outstanding maneuverability and immediate access to the Atlantic Ocean. New pilings, upgraded dock infrastructure, swim ladder, and wide waterways make this an ideal setting for serious sportfishing vessels and luxury yachts alike. A private electric gated entrance finished with authentic Key Largo coral stone enhances the estate's elegance and privacy. 1 hour to Miami International Airport, yet a tropical world away.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,976
Sqft
1980
Year built
$4
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$247 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$247/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Key Largo actives
$4 vs $723
Days on market
52 vs 81 typical
Where $4/sqft sits among the 111 Key Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Largo
Get to know Key Largo. See the full Key Largo guide →
Port Largo — neighborhood snapshot
Population
1,184
Median age
52
Median income
$136,045
Median home value
$849,100
Avg household
2
Households w/ children
78%
For the school run
Monroe County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Key Largo market
$1.1M → $910K
Key Largo median sold, yr/yr
10 of 111
Key Largo actives have cut their price
Median sold price, Key Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 98% below the KEY LARGO 33037 median. See the full Key Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$910,000
34 SEAGATE BEACH Unit #34
3 bd · 2 ba · 2,912 sqft · $313/sqft · 113 DOM
Sold · Jun ’26$910,000
34 Seagate Blvd, Key Largo FL 33037
5 bd · 3 ba · 2,912 sqft · $313/sqft · 146 DOM
Sold · May ’26$1,293,750
Nearby listing
4 bd · 2.5 ba · 2,093 sqft · $618/sqft · 118 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
FAQs
What would the monthly payment be for ?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $247/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How does the price compare to other homes in Key Largo?+
At $12,000, this home is listed about 97% below the Key Largo median of $379,450. The market section on this page shows how the area is trending.
Which schools are assigned to ?+
Coral Shores High School (high) — Monroe County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of Coldwell Banker Schmitt R.E. · Sally Stribling. MLS #A12027583.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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