, HOMESTEAD, FL, 33033
Active52 days on marketListed Jun 1, 2026MLS #A12028476
About this home
FHA and VA loans Welcome! Welcome to this well maintained Marbella Bay gated community 3 bed/2.5 bath Townhome. Built in 2006, this spacious residence offers 1,584 sq ft of living area. Townhome has its own private patio. Low HOA only $157 a month, community pool, clubhouse, and ample guest parking. Newer roof, AC, water heater. Conveniently situated near shopping centers, charter schools, and with easy access to the Florida Turnpike.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,584
Sqft
2
Garage
2006
Year built
$221
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,084 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,084/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.6%
$/sqft vs MARBELLA BAY
$221 vs $238
Days on market
52 vs 1 typical
Where $221/sqft sits among the 8 homes for sale in MARBELLA BAY
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Marbella, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,500/mo median
Live Homestead rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Waterstone
Marbella is a short-term-rental community. See the full guide →
Waterstone — neighborhood snapshot
Population
8,337
Median age
32
Median income
$77,180
Median home value
$346,567
Avg household
4
Households w/ children
1,371
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Homestead market
$490K → $428K
Homestead median sold, yr/yr
98.7%
Sale-to-list ratio (12 mo)
0 of 8
MARBELLA BAY have cut their price
Median sold price, Homestead, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% above the HOMESTEAD 33033 median. See the full Homestead market guide →
Paper trail
This home's history
Reality check
What actually sold near
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’25$350,000
975 NE 42nd Pl, Homestead FL 33033 · same community
3 bd · 2.5 ba · 1,584 sqft · $221/sqft · 23 DOM
Sold · May ’26$330,000
4256 NE 9th St, Homestead FL 33033 · same community
3 bd · 2.5 ba · 1,584 sqft · $208/sqft · 74 DOM
Sold · May ’26$335,000
4282 NE 9th St, Homestead FL 33033 · same community
3 bd · 2.5 ba · 1,584 sqft · $211/sqft · 26 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
FAQs
What would the monthly payment be for ?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,084/mo — principal and interest, the actual property-tax bill, the $157/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at ?+
The association fee works out to $157 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on ?+
The most recent tax bill on record (2025) was $6,622. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can be rented short-term?+
Yes — this home sits inside Marbella, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
How does the price compare to other homes in Homestead?+
At $350,000, this home is listed about 18% below the Homestead median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to ?+
Title I Migrant Education Program (), Mandarin Lakes K-8 Academy (elementary), Homestead Senior High School (high), Redland Middle School (middle), Instructional Center System Wide (), District Instructional Center (Dic) () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$350,000 runs 10% above the HOMESTEAD 33033 median.
02Zoned for nightly rentals
Marbella is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03None views
The none view is part of what you're buying — views hold value independently of the structure.
04Time on market is leverage
52 days on market against a Homestead median of 1 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of The Real Estate Lab, Inc. · Lauren Sencion. MLS #A12028476.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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