2240 Rutland St # 0, Opa-Locka FL 33054, OPA-LOCKA, FL, 33054
Pending75 days on marketListed Jun 1, 2026MLS #A12029193
About this home
2240 Rutland St # 0, Opa-Locka FL 33054
First, last and security required to move in. All showings must be done so through Showingtime. There are no "showing instructions" other than please secure the unit, ensure supra box is closed and secured with keys inside, DO NOT TURN ON FANS, AC UNITS, ETC. and TURN all lights are off.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
594
Sqft
1949
Year built
$4
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$175 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$175/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Opa-locka
Get to know Opa-locka. See the full Opa-locka guide →
OPA-LOCKA 33054 — neighborhood snapshot
Population
31,165
Median age
34.9
Median income
$42,779
Median home value
$291,700
Avg household
3.12
Households w/ children
3,687
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Opa-locka market
$425K → $390K
Opa-locka median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
This home is listed 99% below the OPA-LOCKA 33054 median. See the full Opa-locka market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2240 Rutland St # 0 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2240 Rutland St # 0 — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2240 Rutland St # 0 FAQs
What would the monthly payment be for 2240 Rutland St # 0, Opa-Locka FL 33054?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $175/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 2240 Rutland St # 0, Opa-Locka FL 33054?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Opa-locka?+
At $2,100, this home is listed about 100% below the Opa-locka median of $480,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2240 Rutland St # 0, Opa-Locka FL 33054?+
Dr. Robert B. Ingram Elementary School (elementary), North Dade Middle School (middle), Miami Central Senior High School (high), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of LoKation · Deanna Pierce. MLS #A12029193.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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