, HOMESTEAD, FL, 33035
Pending45 days on marketListed Jun 8, 2026MLS #A12029402
About this home
Beautiful move-in ready 4-bedroom, 2.5-bathroom two-story home located in The Shores at Keys Gate. NO CDD! This spacious home features living, family, and dining areas. Tasteful upgrades throughout, including modern countertops, elegant wood floors in the bedrooms, and renovated bathrooms. 2-car garage. Roof was recently soft washed and driveway pressure cleaned after pictures. HOA provides exceptional value and convenience, including Direct TV, At&t for internet, ADT alarm monitoring, access to Pickle ball/tennis/racquetball courts, Guard gate and call box gated entry, 24 hour roaming security patrols, and access to more outstanding community amenities. Near shopping, Florida’s Turnpike, Miami, and the Florida Keys, this home offers both comfort and accessibility. Easy to show. Call today to schedule your private tour!
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
1,928
Sqft
2
Garage
2005
Year built
$254
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,135 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,135/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.8%
Days on market
45 vs 1 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Keys Gate
Get to know Homestead. See the full Homestead guide →
Keys Gate — neighborhood snapshot
Population
3,585
Median age
41
Median income
$40,143
Median home value
$427,332
Avg household
3
Households w/ children
572
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Homestead market
$490K → $428K
Homestead median sold, yr/yr
98.7%
Sale-to-list ratio (12 mo)
Median sold price, Homestead, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 117% above the HOMESTEAD 33035 median. See the full Homestead market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
FAQs
What would the monthly payment be for ?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,135/mo — principal and interest, the actual property-tax bill, the $265/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at ?+
The association fee works out to $265 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on ?+
The most recent tax bill on record (2025) was $7,302. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Homestead?+
At $489,999, this home is listed about 15% above the Homestead median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to ?+
Gateway Environmental K-8 Learning Center (elementary), Homestead Senior High School (high), Homestead Middle School (middle), Title I Migrant Education Program (), Instructional Center System Wide (), District Instructional Center (Dic) () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$489,999 runs 117% above the HOMESTEAD 33035 median — but at 1,928 sqft it's also 34% larger than the typical Homestead listing.
02Other views
The other view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
45 days on market against a Homestead median of 1 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $510,000, now $489,999 — a $20K cut. The full history is in the market section below.
Listing courtesy of Florida Realty of Miami Corp · Johnny Lopez. MLS #A12029402.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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