23 NW 109th Ave, Miami FL 33172, MIAMI, FL, 33172
Active65 days on marketListed Jun 8, 2026MLS #A12031775
About this home
23 NW 109th Ave, Miami FL 33172
Welcome to this twin home with no HOA. House feels like a single family home with its own private entrance and spacious side and back yard. As you walk in, it feels comfortable and easy to settle into. The layout separates the living and dining area from the open kitchen and family room, which overlook the spacious backyard and covered patio. This 3-bedroom, 2-bath home is well laid out. The primary bedroom is large with a wall-to-wall closet, and the other two bedrooms are a good size. Updates include a 2024 roof, 2023 A/C, new refrigerator, new dishwasher, new stove and new microwave. The house has been freshly painted both in the interior and the exterior. Also features brand new sod. There is also a laundry room with extra space for storage. Move-in ready and conveniently located near the expressway, Florida International University, International Mall, shops, and restaurants.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,338
Sqft
1981
Year built
$388
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,933 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,933/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+46.3%
$/sqft vs Miami actives
$388 vs $513
Days on market
65 vs 66 typical
Where $388/sqft sits among the 400 Miami actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Miami
Get to know Miami. See the full Miami guide →
MIAMI 33172 — neighborhood snapshot
Population
39,465
Median age
43.3
Median income
$61,733
Median home value
$260,200
Avg household
2.71
Households w/ children
4,227
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami market
$508K → $590K
Miami median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
36 of 400
Miami actives have cut their price
Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11967% above the MIAMI 33172 median. See the full Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near 23 NW 109th Ave
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$660,000
9981 SW 15th Ter, Miami FL 33174
3 bd · 2 ba · 1,336 sqft · $494/sqft · 79 DOM
Sold · Aug ’25$510,000
10214 SW 21st Ter, Miami FL 33165
3 bd · 2 ba · 1,350 sqft · $378/sqft · 13 DOM
Sold · May ’26$260,000
1465 SW 122nd Ave # 19, Miami FL 33184
3 bd · 2.5 ba · 1,313 sqft · $198/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 23 NW 109th Ave — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 23 NW 109th Ave — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
23 NW 109th Ave FAQs
What would the monthly payment be for 23 NW 109th Ave, Miami FL 33172?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,933/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 23 NW 109th Ave, Miami FL 33172?+
The most recent tax bill on record (2025) was $5,864. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Miami?+
At $518,900, this home is listed about 15% below the Miami median of $610,000. The market section on this page shows how the area is trending.
Which schools are assigned to 23 NW 109th Ave, Miami FL 33172?+
John I. Smith K-8 Center (elementary), Ruben Dario Middle School (middle), Ronald W. Reagan/Doral Senior High School (high), Instructional Center System Wide (), District Instructional Center (Dic) (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$518,900 runs 11967% above the MIAMI 33172 median.
02None views
The none view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $564,000, now $518,900 — a $45K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of One Sotheby's International Realty · Maria Isabel Salum. MLS #A12031775.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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