12860 SW 43rd Dr # B, Miami FL 33175, MIAMI, FL, 33175
Active65 days on marketListed Jun 8, 2026MLS #A12031900
About this home
12860 SW 43rd Dr # B, Miami FL 33175
Beautiful first-floor corner unit with serene lake views in the desirable Royale Green Community. Property features 3 rooms and 1 bathroom, as per owner. This well-maintained residence offers updated kitchen cabinets and countertops, a remodeled bathroom, tile flooring throughout, washer and dryer inside the unit, and plenty of guest parking available 24/7.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
952
Sqft
1974
Year built
$289
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,462 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,462/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.1%
$/sqft vs Miami actives
$289 vs $513
Days on market
65 vs 66 typical
Where $289/sqft sits among the 400 Miami actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Miami
Get to know Miami. See the full Miami guide →
MIAMI 33175 — neighborhood snapshot
Population
49,611
Median age
49.6
Median income
$79,711
Median home value
$456,600
Avg household
2.86
Households w/ children
4,910
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami market
$508K → $590K
Miami median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
36 of 400
Miami actives have cut their price
Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% below the MIAMI 33175 median. See the full Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near 12860 SW 43rd Dr # B
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$260,000
12860 SW 43rd Dr # B, Miami FL 33175 · same community
3 bd · 1 ba · 952 sqft · $273/sqft · 3 DOM
Sold · Apr ’26$33,500
13120 SW 64th Ter # 1507, Miami FL 33183
2 bd · 2 ba · 950 sqft · $35/sqft · 68 DOM
Sold · Oct ’25$325,000
6425 SW 130th Pl # 704, Miami FL 33183
2 bd · 2 ba · 950 sqft · $342/sqft · 93 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12860 SW 43rd Dr # B — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12860 SW 43rd Dr # B — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12860 SW 43rd Dr # B FAQs
What would the monthly payment be for 12860 SW 43rd Dr # B, Miami FL 33175?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,462/mo — principal and interest, the actual property-tax bill, the $300/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12860 SW 43rd Dr # B, Miami FL 33175?+
The association fee works out to $300 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12860 SW 43rd Dr # B, Miami FL 33175?+
The most recent tax bill on record (2025) was $3,135. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Miami?+
At $275,000, this home is listed about 55% below the Miami median of $610,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12860 SW 43rd Dr # B, Miami FL 33175?+
Joe Hall Elementary School (elementary), W. R. Thomas Middle School (middle), G. Holmes Braddock Senior High (high), Instructional Center System Wide (), District Instructional Center (Dic) (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the MIAMI 33175 market on paper
$275,000 is 10% below the MIAMI 33175 median of $305,250, and at $289/sqft it sits under the Miami average of $651.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Joe Hall Elementary School, W. R. Thomas Middle School, G. Holmes Braddock Senior High, Instructional Center System Wide, District Instructional Center (Dic), Title I Migrant Education Program — Joe Hall Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of Phantom Real Estate · Yndira Harcha. MLS #A12031900.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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