1398 SW Breezy Point Drive, Ocala FL 34431, OCALA, FL, 34431
Active74 days on marketListed Jun 2, 2026MLS #A12033509
About this home
1398 SW Breezy Point Drive, Ocala FL 34431
No HOA !!!Beautiful 4-bedroom, 3-bathroom home built in 2025 with 1,679 SF of living space. Located on nearly 1 acre of land, this property offers plenty of room to enjoy. According to city information, there may be potential to build a second home on the lot. Features include a fenced yard, fruit trees, and lots of outdoor space. Great opportunity.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,679
Sqft
2
Garage
2025
Year built
$268
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,034 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,034/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Ocala actives
$268 vs $185
Days on market
74 vs 53 typical
Where $268/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34431 — neighborhood snapshot
Population
8,663
Median age
55.4
Median income
$51,542
Median home value
$185,200
Avg household
2.2
Households w/ children
570
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
184 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1115% above the OCALA 34431 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 1398 SW Breezy Point Drive
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$732,500
2212 SW 210TH AVE · same community
2 bd · 2 ba · 1,450 sqft · $505/sqft · 35 DOM
Sold · Jun ’26$299,900
2258 SW TIMBERLAKE ROAD
4 bd · 2.5 ba · 1,679 sqft · $179/sqft · 0 DOM
Sold · May ’26$299,900
22930 SW KEARNEY LANE
4 bd · 2.5 ba · 1,679 sqft · $179/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1398 SW Breezy Point Drive — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1398 SW Breezy Point Drive — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1398 SW Breezy Point Drive FAQs
What would the monthly payment be for 1398 SW Breezy Point Drive, Ocala FL 34431?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,034/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1398 SW Breezy Point Drive, Ocala FL 34431?+
The most recent tax bill on record (2025) was $315. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocala?+
At $450,000, this home is listed about 51% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of United Realty Group Inc. · Nathaly Labo. MLS #A12033509.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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