CENTURY 21 Edge
$980,0003 bd2 ba1,948 sqft$503 /sqft$6,469 /mo all-in ↓

20595 SW 190th St, Miami FL 33187, MIAMI, FL, 33187

Active66 days on marketListed Jun 10, 2026MLS #A12034016

Single Family ResidenceRedland Ranch

About this home

20595 SW 190th St, Miami FL 33187

Welcome to this beautifully updated farmhouse estate a rare 1.2-acre offering the perfect blend of privacy, charm, and modern comfort. Main residence remodeled throughout filled w/ abundant natural light, flows seamlessly into an exceptional outdoor entertaining space. The grounds are truly one of a kind, featuring a lush fruit grove over 100 mature trees Lychee, Mango, Avocado, Hass, Star Fruit, Dragon Fruit, Bananas, Coconut palms, Limes and more. Incl 4 horse stalls w/ walk through, expansive open space ideal for equestrian enthusiasts, gardening, recreation, RV/boat parking, or future expansion. Fully equipped 1bedroom 1bath guest house with full kitchen perfect for extended family, visiting guests, or rental income. unique opportunity to own a private oasis with charm, functionality

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,948

Sqft

1988

Year built

$503

Per sqft

Garden view

Inside

FlooringTile · Wood
AppliancesDishwasher · Disposal · Dryer · Electric Range · Refrigerator · Self Cleaning Oven · Washer · Water Softener Owned
InteriorFirst Floor Entry · Closet Cabinetry · Walk-In Closet(s)
CoolingCeiling Fan(s) · Central Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionConcrete Block Construction
ViewGarden
FacesSouth
ParkingDriveway
ExteriorBuilt-In Grill · Lighting · Fruit Trees

Community & fees

Taxes (2025)$7,841/yr
CommunityNone

Utilities & systems

WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$6,469 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,288
PMI (est., until 20% equity)$368
Property tax — 2025 actual bill$653
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $98,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $98,000
Interest rate6.00%
Loan term

Estimated payment

$6,469/mo

Principal & interest$5,288
PMI (est., until 20% equity)$368
Property taxes (actual bill)$653
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $980K
$941KedgeAI estimate $1,305,172 · range $1.2M$1.3M$1.4M

vs edgeAI estimate

−24.9%

$/sqft vs Miami actives

$503 vs $511

Days on market

66 vs 66 typical

Where $503/sqft sits among the 400 Miami actives

160
103 · this home
55
29
19
34
$184–416$416–648$648–881$881–1113$1113–1346$1346+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Miami

Map of 20595 SW 190th St, Miami FL 33187

Get to know Miami. See the full Miami guide →

MIAMI 33187 — neighborhood snapshot

Population

18,575

Median age

42

Median income

$113,498

Median home value

$501,800

Avg household

3.23

Households w/ children

2,462

For the school run

Dade County School District

ElementaryNorma Butler Bossard Elementary School★★★★
MiddleJorge Mas Canosa Middle School★★★★★
HighMiami Southridge Senior High★★★★
Instructional Center System Wide
Title I Migrant Education Program
District Instructional Center (Dic)

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Miami market

Seller’s marketLeans buyer18.3 months of inventoryBuyer’s market

$508K$590K

Miami median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

36 of 400

Miami actives have cut their price

Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 30% above the MIAMI 33187 median. See the full Miami market guide →

Paper trail

This home's history

Jun 10, 2026Listed at $980,000 · 66 days on market since
1988Built · Redland Ranch

Reality check

What actually sold near 20595 SW 190th St

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

20230 SW 184th St, Miami FL 33187Sold · Jan ’26

$1,100,000

20230 SW 184th St, Miami FL 33187

4 bd · 4 ba · 1,980 sqft · $556/sqft · 75 DOM

19530 SW 210th St, Miami FL 33187Sold · Jun ’26

$950,000

19530 SW 210th St, Miami FL 33187

4 bd · 3 ba · 2,111 sqft · $450/sqft · 79 DOM

19755 SW 190th St, Miami FL 33187Sold · Apr ’26

$900,000

19755 SW 190th St, Miami FL 33187

3 bd · 2 ba · 1,730 sqft · $520/sqft · 179 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Arlinda Gokyar

Your agent

Arlinda Gokyar

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 20595 SW 190th St — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 20595 SW 190th St — before you fall in love.

See it in person

Schedule a tour

Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

20595 SW 190th St FAQs

What would the monthly payment be for 20595 SW 190th St, Miami FL 33187?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,469/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 20595 SW 190th St, Miami FL 33187?+

The most recent tax bill on record (2025) was $7,841. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Miami?+

At $980,000, this home is listed about 61% above the Miami median of $610,000. The market section on this page shows how the area is trending.

Which schools are assigned to 20595 SW 190th St, Miami FL 33187?+

Norma Butler Bossard Elementary School (elementary), Jorge Mas Canosa Middle School (middle), Miami Southridge Senior High (high), Instructional Center System Wide (), Title I Migrant Education Program (), District Instructional Center (Dic) () — Dade County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$980,000 runs 30% above the MIAMI 33187 median — but at 1,948 sqft it's also 61% larger than the typical Miami listing.

02Garden views

The garden view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Norma Butler Bossard Elementary School, Jorge Mas Canosa Middle School, Miami Southridge Senior High, Instructional Center System Wide, Title I Migrant Education Program, District Instructional Center (Dic) — Norma Butler Bossard Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of BHHS EWM Realty · Rafael Palacios. MLS #A12034016.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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