
, KEY LARGO, FL, 33037
Active42 days on marketListed Jun 10, 2026MLS #A12034691
About this home
Solid and full of Florida Keys charm, this beautifully updated ground-level concrete home sits in an X flood zone on a generous 9,655 sf lot and is topped with a pitched concrete roof. This bright and airy home offers 3 bedrooms, 2 baths, impact windows and doors, pretty kitchen and baths, vaulted ceilings, plantation shutters, a gas stove, solar panels, and a Generac PWRcell battery storage system for backup power. There's even a laundry room/walk in pantry. The outdoor space is a major highlight. A white picket fence frames the front yard, while the separately fenced backyard feels very private, with trees behind the home instead of neighbors. The lush irrigated backyard offers plenty of room for kids and dogs to play, space to add a pool, and a peaceful setting surrounded by greenery. Fill the backyard storage shed with dive tanks and fishing gear. The front yard provides ample room for RVs, boat trailers, and extra cars. Located less than a mile from John Pennekamp Coral Reef State Park, you'll have quick access to one of Key Largo's best boat ramps, beaches, snorkeling, kayaking, and more. A well-built Keys home with smart upgrades, great outdoor space, and easy access to the water. One hour to MIA, 5 minutes to Key Largo School, 4 minutes to Publix and 2 minutes to world famous John Pennekamp Coral Reef State Park
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,222
Sqft
1978
Year built
$638
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,146 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,146/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−15.7%
Days on market
42 vs 81 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Anglers Park Shores
Get to know Key Largo. See the full Key Largo guide →
Anglers Park Shores — neighborhood snapshot
Population
219
Median age
49
Median income
$69,117
Median home value
$578,000
Avg household
3
Households w/ children
41%
For the school run
Monroe County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Key Largo market
$1.1M → $910K
Key Largo median sold, yr/yr
Median sold price, Key Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% above the KEY LARGO 33037 median. See the full Key Largo market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
FAQs
What would the monthly payment be for ?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,146/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on ?+
The most recent tax bill on record (2025) was $5,810. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Key Largo?+
At $780,000, this home is listed about 106% above the Key Largo median of $379,450. The market section on this page shows how the area is trending.
Which schools are assigned to ?+
Coral Shores High School (high) — Monroe County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of Coldwell Banker Schmitt Real E · Christy Lee Hughes. MLS #A12034691.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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