CENTURY 21 Edge
$3,2003 bd2 ba1,373 sqft$2 /sqft≈$183 /mo all-in ↓

, CUTLER BAY, FL, 33189

Active43 days on marketListed Jun 11, 2026MLS #A12035114

✦ Priced 99% below the CUTLER BAY 33189 medianSingle Family ResidenceLAKES BY THE BAY SEC 8

About this home

Beautiful and spacious 3-bedroom, 2-bathroom single-family home FOR RENT in the heart of Cutler Bay! This well-maintained property features a modern kitchen with stainless steel appliances, a formal dining area, comfortable living room, garage, and ample parking space for up to 4 vehicles. Enjoy Florida living at its best with a large backyard and a covered pool/jacuzzi area, perfect for relaxing or entertaining year-round. Conveniently located just minutes from major highways, shopping, restaurants, parks, and top-rated schools. A wonderful opportunity to enjoy comfort, space, and an excellent location. Easy to show!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,373

Sqft

2

Garage

1997

Year built

$2

Per sqft

Inside

InteriorFirst Floor Entry

Outside & construction

Community & fees

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$183 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$19
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$3
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $112Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type
Down payment3.5% · $112
Interest rate6.00%
Loan term

Estimated payment

$183/mo

Principal & interest$19
FHA mortgage insurance (est.)$1
Est. property taxes$3
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Cutler Bay

Map of

Get to know Cutler Bay. See the full Cutler Bay guide →

CUTLER BAY 33189 — neighborhood snapshot

Population

24,627

Median age

41.9

Median income

$66,487

Median home value

$409,500

Avg household

2.87

Households w/ children

3,152

For the school run

Dade County School District

HighMiami Southridge Senior High★★★★★
ElementaryBel-Aire Elementary School★★★★★
MiddleCutler Bay Middle★★★★★
Title I Migrant Education Program
Instructional Center System Wide
District Instructional Center (Dic)

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Cutler Bay market

Seller’s marketSeller’s market — 0.9 months of inventoryBuyer’s market

$530K → $611K

Cutler Bay median sold, yr/yr

100.4%

Sale-to-list ratio (12 mo)

Median sold price, Cutler Bay, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the CUTLER BAY 33189 median. See the full Cutler Bay market guide →

Paper trail

This home's history

Jun 11, 2026Listed at $3,200 · 43 days on market since
1997Built · LAKES BY THE BAY SEC 8

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Lacie Springstead

Your agent

Lacie Springstead

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about — start here.

CallText
lacie.springstead@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

FAQs

What would the monthly payment be for ?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $183/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How does the price compare to other homes in Cutler Bay?+

At $3,200, this home is listed about 99% below the Cutler Bay median of $240,000. The market section on this page shows how the area is trending.

Which schools are assigned to ?+

Miami Southridge Senior High (high), Bel-Aire Elementary School (elementary), Cutler Bay Middle (middle), Title I Migrant Education Program (), Instructional Center System Wide (), District Instructional Center (Dic) () — Dade County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of Xcellence · Daisy Sanabria. MLS #A12035114.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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