CENTURY 21 Edge
$760,0004 bd3 ba$4,826 /mo all-in ↓

35 Hinshaw St, IA 51331, IA, 51331

Active62 days on marketListed Jun 12, 2026MLS #A12035953

Single Family ResidenceArnolds Park Auditor's Pla

About this home

35 Hinshaw St, IA 51331

home for Sale: Great Okoboji Opportunity! Massive Single-Family Home: 4-bed, 4-bath off-water retreat in the heart of Arnolds Park. Boasting over 2,420 sq. ft. of finished living space, this home offers unmatched size and endless potential for investors, vacationers, or families. Features hardwood floors, a cozy fireplace, central air, and a spacious block basement ready for your personal touch. Set on a bright, south-facing 0.27-acre lot, the property lacks a garage but features a massive concrete driveway with ample room for multiple vehicles, boats, and trailers. Located in the top-rated Okoboji School District, just minutes from the historic Arnolds Park Amusement Park, public beaches, and lakefront dining. Unlock the value and equity potential of this spacious lake-region home today!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

1950

Year built

None view

Inside

FlooringCarpet · Other
AppliancesElectric Range · Microwave · Refrigerator
InteriorOther
CoolingOther
HeatingOther

Outside & construction

RoofShingle
ConstructionFrame · Frame With Stucco · Other
ViewNone
FacesSouth
ParkingDriveway · Other
ExteriorNone

Community & fees

Taxes (2025)$3,362/yr
CommunityNone

Utilities & systems

WaterMunicipal Water

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,826 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,101
PMI (est., until 20% equity)$285
Property tax — 2025 actual bill$280
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $76,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $76,000
Interest rate6.00%
Loan term

Estimated payment

$4,826/mo

Principal & interest$4,101
PMI (est., until 20% equity)$285
Property taxes (actual bill)$280
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kamilla Pagotto

Your agent

Kamilla Pagotto

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 35 Hinshaw St — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 35 Hinshaw St — before you fall in love.

See it in person

Schedule a tour

Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

35 Hinshaw St FAQs

What would the monthly payment be for 35 Hinshaw St, IA 51331?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,826/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 35 Hinshaw St, IA 51331?+

The most recent tax bill on record (2025) was $3,362. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Listing courtesy of United Realty Group Inc · Juan Urbina Jr. MLS #A12035953.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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