CENTURY 21 Edge
$3,5503 bd2 ba1,525 sqft$2 /sqft$186 /mo all-in ↓

16355 SW 46th Ter # 16355, Miami FL 33185, MIAMI, FL, 33185

Active62 days on marketListed Jun 15, 2026MLS #A12037740

Priced 99% below the MIAMI 33185 medianWaterfrontSingle Family ResidencePARK LAKES SEC 2

About this home

16355 SW 46th Ter # 16355, Miami FL 33185

Available August 10th!!! Welcome to this beautifully maintained 3-bedroom, 2-bath townhouse located in a highly desirable gated community in West Miami-Dade. Featuring 1,525 square feet of living space, this home offers a bright and open floor plan, spacious living and dining areas, tile flooring throughout, and a functional kitchen perfect for everyday living and entertaining. The exterior boasts excellent curb appeal with a paver driveway, lush tropical landscaping, and a charming entryway. Enjoy the convenience of a low-maintenance lifestyle while being just minutes from top-rated schools, shopping, dining, parks, and major highways. Community amenities and a prime location make this property an excellent opportunity for homeowners and investors alike. Don’t miss your chance to own this move-in ready home in one of Miami’s most sought-after neighborhoods! Property Highlights: 3 Bedrooms | 2 Bathrooms 1,525 Sq. Ft. Living Area Paver Driveway Gated Community Open Floor Plan Tile Flooring Throughout Low Maintenance Yard Convenient Access to Shopping, Dining & Major Highways Schedule your private showing today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,525

Sqft

3

Garage

2001

Year built

$2

Per sqft

Waterfront

Inside

Outside & construction

Community & fees

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$186 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$21
FHA mortgage insurance (est.)$2
Est. property taxes (1.1%/yr)$3
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $124Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $124
Interest rate6.00%
Loan term

Estimated payment

$186/mo

Principal & interest$21
FHA mortgage insurance (est.)$2
Est. property taxes$3
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Miami actives

$2 vs $511

Days on market

62 vs 66 typical

Where $2/sqft sits among the 400 Miami actives

54 · this home
154
92
40
25
35
$2–265$265–528$528–790$790–1053$1053–1315$1315+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Miami

Map of 16355 SW 46th Ter # 16355, Miami FL 33185

Get to know Miami. See the full Miami guide →

MIAMI 33185 — neighborhood snapshot

Population

29,124

Median age

42.7

Median income

$107,146

Median home value

$496,700

Avg household

3.2

Households w/ children

3,821

For the school run

Dade County School District

MiddleLamar Louise Curry Middle School★★★★★
HighJohn A. Ferguson Senior High★★★★
ElementaryJane S. Roberts K-8 Center★★★★
Instructional Center System Wide
Title I Migrant Education Program
District Instructional Center (Dic)

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Miami market

Seller’s marketLeans buyer18.3 months of inventoryBuyer’s market

$508K$590K

Miami median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

36 of 400

Miami actives have cut their price

Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the MIAMI 33185 median. See the full Miami market guide →

Paper trail

This home's history

Jun 15, 2026Listed at $3,550 · 62 days on market since
2001Built · PARK LAKES SEC 2

Reality check

What actually sold near 16355 SW 46th Ter # 16355

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4441 SW 162nd Ct, Miami FL 33185Sold · Aug ’25

$555,000

4441 SW 162nd Ct, Miami FL 33185 · same community

3 bd · 2 ba · 1,798 sqft · $309/sqft · 4 DOM

16349 SW 46th Ter, Miami FL 33185Sold · Sep ’25

$635,000

16349 SW 46th Ter, Miami FL 33185 · same community

4 bd · 2 ba · 1,909 sqft · $333/sqft · 13 DOM

16250 SW 44th Ln, Miami FL 33185Sold · Jul ’26

$605,000

16250 SW 44th Ln, Miami FL 33185 · same community

4 bd · 2.5 ba · 2,307 sqft · $262/sqft · 57 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Yumiko Sugawara

Your agent

Yumiko Sugawara

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 16355 SW 46th Ter # 16355 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 16355 SW 46th Ter # 16355 — before you fall in love.

See it in person

Schedule a tour

Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

16355 SW 46th Ter # 16355 FAQs

What would the monthly payment be for 16355 SW 46th Ter # 16355, Miami FL 33185?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $186/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How does the price compare to other homes in Miami?+

At $3,550, this home is listed about 99% below the Miami median of $610,000. The market section on this page shows how the area is trending.

Which schools are assigned to 16355 SW 46th Ter # 16355, Miami FL 33185?+

Lamar Louise Curry Middle School (middle), John A. Ferguson Senior High (high), Jane S. Roberts K-8 Center (elementary), Instructional Center System Wide (), Title I Migrant Education Program (), District Instructional Center (Dic) () — Dade County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the MIAMI 33185 market on paper

$3,550 is 99% below the MIAMI 33185 median of $444,350, and at $2/sqft it sits under the Miami average of $651.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Lamar Louise Curry Middle School, John A. Ferguson Senior High, Jane S. Roberts K-8 Center, Instructional Center System Wide, Title I Migrant Education Program, District Instructional Center (Dic) — John A. Ferguson Senior High rates 4 of 5. Always verify assignments with the district.

Listing courtesy of EXP Realty LLC · Jessielein Martins. MLS #A12037740.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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