20950 SW 232nd St, Miami FL 33170, MIAMI, FL, 33170
Active54 days on marketListed Jun 22, 2026MLS #A12039330
About this home
20950 SW 232nd St, Miami FL 33170
Experience the best of Redland living on this exceptional corner lot home featuring 3 bedrooms, 2.5 bathrooms, and 3,736 sq ft under A/C. Sitting on over an acre of land, this home offers the perfect blend of space and functionality, ideal for those seeking the South Florida acreage lifestyle. Inside, you'll find spacious living areas accented by elegant marble floors, with recent upgrades including a newer roof, impact windows and doors, and a water purifier, providing peace of mind and long term value. Step outside and enjoy your private pool, mature fruit trees, expansive grounds, and a detached garage. With plenty of room to park your RV, boat, trailers, and recreational vehicles, this property offers the freedom and flexibility that buyers are looking for. Just minutes from Fruit & Spice Park and close to Krome Avenue (SW 177 Ave), providing convenient access while maintaining the country atmosphere that makes this one of South Florida's most desirable areas. No HOA. A unique opportunity to own a true Redland estate.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
3,736
Sqft
1
Garage
1991
Year built
$348
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$8,142 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,142/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Miami actives
$348 vs $508
Days on market
54 vs 66 typical
Where $348/sqft sits among the 400 Miami actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Miami
Get to know Miami. See the full Miami guide →
MIAMI 33170 — neighborhood snapshot
Population
14,763
Median age
39.4
Median income
$68,953
Median home value
$426,200
Avg household
3.27
Households w/ children
1,830
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami market
$508K → $590K
Miami median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
36 of 400
Miami actives have cut their price
Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 141% above the MIAMI 33170 median. See the full Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near 20950 SW 232nd St
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$980,000
23120 SW 172nd Ave, Miami FL 33170
3 bd · 2 ba · 3,820 sqft · $257/sqft · 100 DOM
Sold · Dec ’25$1,190,000
23451 SW 162nd Ave, Homestead FL 33031
3 bd · 2.5 ba · 3,370 sqft · $353/sqft · 36 DOM
Sold · Mar ’26$2,800,000
21675 SW 232nd St, Miami FL 33170
3 bd · 3.5 ba · 4,318 sqft · $648/sqft · 50 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 20950 SW 232nd St — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 20950 SW 232nd St — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
20950 SW 232nd St FAQs
What would the monthly payment be for 20950 SW 232nd St, Miami FL 33170?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,142/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 20950 SW 232nd St, Miami FL 33170?+
The most recent tax bill on record (2025) was $5,760. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Miami?+
At $1,300,000, this home is listed about 113% above the Miami median of $610,000. The market section on this page shows how the area is trending.
Which schools are assigned to 20950 SW 232nd St, Miami FL 33170?+
Pine Villa Elementary School (elementary), Miami Southridge Senior High (high), Cutler Bay Middle (middle), Title I Migrant Education Program (), Instructional Center System Wide (), District Instructional Center (Dic) () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,300,000 runs 141% above the MIAMI 33170 median — but at 3,736 sqft it's also nearly 3 times the size of the typical Miami listing.
02Pool views
The pool view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Pine Villa Elementary School, Miami Southridge Senior High, Cutler Bay Middle, Title I Migrant Education Program, Instructional Center System Wide, District Instructional Center (Dic) — Pine Villa Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of Luxe Properties · Kimberly Farias. MLS #A12039330.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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