10612 SW 128th Pl, Miami FL 33186, MIAMI, FL, 33186
Active58 days on marketListed Jun 19, 2026MLS #A12040383
About this home
10612 SW 128th Pl, Miami FL 33186
Looking for your forever home in a solid community on a cul-de-sac? Huge pie-shaped lot of 16k sqft. The important parts of the house have been done for you in 2024: roof, AC and impact windows & doors. You can do the other updates to your taste, as the house really deserves it and so do you. This is a classic split plan house, where the 2-car garage was turned into additional living space plus storage. Nice vaulted ceilings in the living room, with lots of areas to spread out in. The outside is a landscaper’s dream, with multiple plant types, fruit trees, 2 koi ponds and an aviary. The pool enjoys afternoon sun and there is a covered terrace, as well. Fully fenced yard with gates on both sides of the house. The Crossings gives you the opportunity to enjoy the amenities (pools, gym, clubhouse, basketball, tennis) , plus a place to store your boat at their secured community lot.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,003
Sqft
1979
Year built
$412
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,693 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,693/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.5%
$/sqft vs Miami actives
$412 vs $508
Days on market
58 vs 66 typical
Where $412/sqft sits among the 400 Miami actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Miami
Get to know Miami. See the full Miami guide →
MIAMI 33186 — neighborhood snapshot
Population
67,597
Median age
40.9
Median income
$86,481
Median home value
$422,300
Avg household
2.86
Households w/ children
7,878
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami market
$508K → $590K
Miami median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
36 of 400
Miami actives have cut their price
Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 136% above the MIAMI 33186 median. See the full Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near 10612 SW 128th Pl
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$590,000
12385 SW 124th Ter, Miami FL 33186
4 bd · 2.5 ba · 2,003 sqft · $295/sqft · 9 DOM
Sold · Oct ’25$590,000
12373 SW 121st Ter, Miami FL 33186
4 bd · 2.5 ba · 2,003 sqft · $295/sqft · 104 DOM
Sold · Aug ’25$799,000
11713 SW 129th Place, Miami FL 33186
3 bd · 2 ba · 1,980 sqft · $404/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10612 SW 128th Pl — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10612 SW 128th Pl — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10612 SW 128th Pl FAQs
What would the monthly payment be for 10612 SW 128th Pl, Miami FL 33186?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,693/mo — principal and interest, the actual property-tax bill, the $81/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10612 SW 128th Pl, Miami FL 33186?+
The association fee works out to $81 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10612 SW 128th Pl, Miami FL 33186?+
The most recent tax bill on record (2025) was $20,292. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Miami?+
At $824,999, this home is listed about 35% above the Miami median of $610,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10612 SW 128th Pl, Miami FL 33186?+
Gloria Floyd Elementary School (elementary), Richmond Heights Middle School (middle), Miami Sunset Senior High School (high), Instructional Center System Wide (), Title I Migrant Education Program (), District Instructional Center (Dic) () — Dade County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of Coldwell Banker Realty · Elizabeth Cooper-Garcia. MLS #A12040383.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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