522 NE 20th Ave, Homestead FL 33033, HOMESTEAD, FL, 33033
Active59 days on marketListed Jun 20, 2026MLS #A12040499
About this home
522 NE 20th Ave, Homestead FL 33033
Beautifully remodeled 3-bedroom, 2-bathroom home offering comfort, style, and endless possibilities. This property features impact windows, a spacious two-car garage, and a ready-to-use apartment space with great potential for extended family or additional income (buyer to verify permitted use). The oversized backyard provides ample room to build your dream pool and is complemented by mature fruit trees, creating the perfect outdoor retreat. Conveniently located near schools, shopping, dining, and major highways.All information provided is deemed reliable but is not guaranteed and should be independently verified by the buyer and the buyer's agent. Listing Broker and Seller make no representations or warranties as to the accuracy or completeness of the information provided. Buyers are responsible for conducting their own due diligence.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,897
Sqft
2
Garage
2005
Year built
$298
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,190 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,190/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.8%
$/sqft vs Homestead actives
$298 vs $268
Days on market
59 vs 57 typical
Where $298/sqft sits among the 399 Homestead actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Homestead
Get to know Homestead. See the full Homestead guide →
HOMESTEAD 33033 — neighborhood snapshot
Population
69,075
Median age
33.2
Median income
$66,662
Median home value
$364,700
Avg household
3.32
Households w/ children
10,444
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Homestead market
$461K → $488K
Homestead median sold, yr/yr
98.9%
Sale-to-list ratio (12 mo)
59 of 399
Homestead actives have cut their price
Median sold price, Homestead, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 77% above the HOMESTEAD 33033 median. See the full Homestead market guide →
Paper trail
This home's history
Reality check
What actually sold near 522 NE 20th Ave
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$550,000
382 NE 19th Ave, Homestead FL 33033 · same community
3 bd · 2 ba · 1,897 sqft · $290/sqft · 75 DOM
Sold · Sep ’25$470,000
2013 NE 3rd Ct, Homestead FL 33033 · same community
4 bd · 3 ba · 2,065 sqft · $228/sqft · 74 DOM
Sold · Oct ’25$460,000
1951 NE 3rd Ct, Homestead FL 33033 · same community
4 bd · 3 ba · 2,065 sqft · $223/sqft · 70 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gianfranco Di Flumeri
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 522 NE 20th Ave — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 522 NE 20th Ave — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
522 NE 20th Ave FAQs
What would the monthly payment be for 522 NE 20th Ave, Homestead FL 33033?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,190/mo — principal and interest, the actual property-tax bill, the $120/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 522 NE 20th Ave, Homestead FL 33033?+
The association fee works out to $120 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 522 NE 20th Ave, Homestead FL 33033?+
The most recent tax bill on record (2025) was $7,797. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Homestead?+
At $565,000, this home is listed about 26% above the Homestead median of $449,000. The market section on this page shows how the area is trending.
Which schools are assigned to 522 NE 20th Ave, Homestead FL 33033?+
Irving & Beatrice Peskoe K-8 Center (elementary), Title I Migrant Education Program (), Homestead Senior High School (high), Redland Middle School (middle), Instructional Center System Wide (), District Instructional Center (Dic) () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$565,000 runs 77% above the HOMESTEAD 33033 median — but at 1,897 sqft it's also 19% larger than the typical Homestead listing.
02Other views
The other view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $580,000, now $565,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Real Estate Empire Group, Inc. · Yoana Rubio Otero. MLS #A12040499.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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