8836 SW 221 TERR, Miami FL 33190, MIAMI, FL, 33190
Active54 days on marketListed Jun 22, 2026MLS #A12041500
About this home
8836 SW 221 TERR, Miami FL 33190
Well-maintained 4-bedroom, 2-bath single-family residence featuring a functional floor plan, spacious living areas and a private yard. Conveniently located near schools, shopping, and major roadways. Association is two separate payments of $51.00 and $57.22.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2
Garage
2004
Year built
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,085 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,085/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Miami
Get to know Miami. See the full Miami guide →
MIAMI 33190 — neighborhood snapshot
Population
17,280
Median age
35.1
Median income
$75,876
Median home value
$371,200
Avg household
3.13
Households w/ children
2,484
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami market
$508K → $590K
Miami median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 80% above the MIAMI 33190 median. See the full Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near 8836 SW 221 TERR
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$590,000
8820 SW 223rd Ter, Cutler Bay FL 33190 · same community
3 bd · 2.5 ba · 1,760 sqft · $335/sqft · 23 DOM
Sold · Mar ’26$570,000
8788 SW 222nd Terrace, Cutler Bay FL 33190 · same community
3 bd · 2.5 ba · 1,760 sqft · $324/sqft · 115 DOM
Sold · Sep ’25$590,000
8778 SW 222nd Ter, Cutler Bay FL 33190 · same community
3 bd · 2.5 ba · 1,876 sqft · $314/sqft · 274 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 8836 SW 221 TERR — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8836 SW 221 TERR — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8836 SW 221 TERR FAQs
What would the monthly payment be for 8836 SW 221 TERR, Miami FL 33190?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,085/mo — principal and interest, the actual property-tax bill, the $108/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8836 SW 221 TERR, Miami FL 33190?+
The association fee works out to $108 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8836 SW 221 TERR, Miami FL 33190?+
The most recent tax bill on record (2025) was $3,558. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Miami?+
At $610,000, this home is priced right at the Miami median.
Which schools are assigned to 8836 SW 221 TERR, Miami FL 33190?+
Goulds Elementary School (elementary), Cutler Bay Middle (middle), Miami Southridge Senior High (high), Title I Migrant Education Program (), Instructional Center System Wide (), District Instructional Center (Dic) () — Dade County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of Lifestyle International Realty · Carmen Veras. MLS #A12041500.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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