
12867 SW 243rd Ter, Homestead FL 33032, HOMESTEAD, FL, 33032
Active57 days on marketListed Jun 23, 2026MLS #A12042014
About this home
12867 SW 243rd Ter, Homestead FL 33032
Experience ultimate tranquility, modern luxury, custom-built 2023 smart home, proudly owned by a disabled veteran. Thoughtfully engineered for complete functionality and ease of use, this 4-bedroom, 3-bathroom residence blends high-tech independence with peace of mind in a quiet neighborhood. Engineered for full accessibility, the property features durable stainless steel ramps in both the front and back. Inside, a newly installed, $20,000 custom chair lift with two remotes ensures effortless movement between levels. True independence is realized through comprehensive smart home automation. Control security cameras, door locks, alarms, the thermostat, and a custom electronic front door via Alexa. Total peace of mind comes from impact-glass doors and windows built to withstand Category 5 hurricanes. Sustainable luxury is a core feature, highlighted by 3-month-old solar panels yielding an electric bill of just $21.61 per month. A whole-house water purification system provides pristine water from every tap. The interior exudes elegance, marked by soaring vaulted ceilings and a stunning crystal Italian chandelier. The functional layout offers 3 bathrooms featuring 2 walk-in showers and 1 soaking tub. All upstairs bedrooms include spacious walk-in closets. Parking is effortless with a 200-square-foot garage with an electronic opener, 2 rear spaces, and ample front public parking. Low HOA fees of $180/month cover community maintenance. Welcome to a stress-free haven of comfort.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,892
Sqft
1
Garage
2023
Year built
$285
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,494 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,494/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9%
$/sqft vs Homestead actives
$285 vs $268
Days on market
57 vs 57 typical
Where $285/sqft sits among the 399 Homestead actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Homestead
Get to know Homestead. See the full Homestead guide →
HOMESTEAD 33032 — neighborhood snapshot
Population
62,021
Median age
33.5
Median income
$74,995
Median home value
$374,700
Avg household
3.38
Households w/ children
9,136
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Homestead market
$461K → $488K
Homestead median sold, yr/yr
98.9%
Sale-to-list ratio (12 mo)
59 of 399
Homestead actives have cut their price
Median sold price, Homestead, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 35% above the HOMESTEAD 33032 median. See the full Homestead market guide →
Paper trail
This home's history
Reality check
What actually sold near 12867 SW 243rd Ter
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$565,000
26215 SW 130th Ct, Homestead FL 33032
3 bd · 2 ba · 1,917 sqft · $295/sqft · 52 DOM
Sold · May ’26$679,500
26130 SW 130th Ave, Homestead FL 33032
4 bd · 3 ba · 1,963 sqft · $346/sqft · 110 DOM
Sold · Feb ’26$545,000
26303 SW 127th Pl, Homestead FL 33032
3 bd · 2 ba · 1,813 sqft · $301/sqft · 102 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12867 SW 243rd Ter — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12867 SW 243rd Ter — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12867 SW 243rd Ter FAQs
What would the monthly payment be for 12867 SW 243rd Ter, Homestead FL 33032?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,494/mo — principal and interest, the actual property-tax bill, the $180/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12867 SW 243rd Ter, Homestead FL 33032?+
The association fee works out to $180 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12867 SW 243rd Ter, Homestead FL 33032?+
The most recent tax bill on record (2025) was $8,840. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Homestead?+
At $540,000, this home is listed about 20% above the Homestead median of $449,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12867 SW 243rd Ter, Homestead FL 33032?+
Coconut Palm K-8 Academy (elementary), Title I Migrant Education Program (), Redland Middle School (middle), Homestead Senior High School (high), Instructional Center System Wide (), District Instructional Center (Dic) () — Dade County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LPT Realty, LLC · Hugo Hernandez. MLS #A12042014.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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