10949 SW 181 TE # 0, Miami FL 33157, MIAMI, FL, 33157
Active52 days on marketListed Jun 24, 2026MLS #A12042292
About this home
10949 SW 181 TE # 0, Miami FL 33157
Beautiful 3-bedroom, 2.5-bath townhouse located in the desirable Eureka Palm Gardens gated community. Spacious layout with updated kitchen, stainless steel appliances, washer and dryer, private patio, and assigned parking. Conveniently located near shopping, malls, schools, restaurants, major highways (The Turnpike is a few blocks away), and public transportation. Move-in ready. HOA approval required. Available soon.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,308
Sqft
2006
Year built
0
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$180 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$180/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Miami actives
$2 vs $511
Days on market
52 vs 66 typical
Where $2/sqft sits among the 400 Miami actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Miami
Get to know Miami. See the full Miami guide →
MIAMI 33157 — neighborhood snapshot
Population
69,605
Median age
40.6
Median income
$80,364
Median home value
$478,300
Avg household
3.17
Households w/ children
8,138
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami market
$508K → $590K
Miami median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
36 of 400
Miami actives have cut their price
Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the MIAMI 33157 median. See the full Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near 10949 SW 181 TE # 0
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$499,000
20000 SW 114th Ave, Miami FL 33189
3 bd · 2 ba · 1,328 sqft · $376/sqft · 8 DOM
Sold · Apr ’26$695,000
19831 Gulfstream Rd, Cutler Bay FL 33157
4 bd · 3 ba · 1,331 sqft · $522/sqft · 45 DOM
Sold · Nov ’25$530,000
10610 SW 200th St, Cutler Bay FL 33157
3 bd · 1 ba · 1,280 sqft · $414/sqft · 56 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Arlinda Gokyar
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10949 SW 181 TE # 0 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10949 SW 181 TE # 0 — before you fall in love.
See it in person
Schedule a tour
Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10949 SW 181 TE # 0 FAQs
What would the monthly payment be for 10949 SW 181 TE # 0, Miami FL 33157?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $180/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How does the price compare to other homes in Miami?+
At $2,800, this home is listed about 100% below the Miami median of $610,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10949 SW 181 TE # 0, Miami FL 33157?+
Robert Russa Moton Elementary School (elementary), Southwood Middle School (middle), Miami Palmetto Senior High School (high), Title I Migrant Education Program (), Instructional Center System Wide (), District Instructional Center (Dic) () — Dade County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of WorldWide Select Group, Inc · Severiano Fernandez. MLS #A12042292.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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