38 E Harbour Isle Dr E # 104, Fort Pierce FL 34949, FORT PIERCE, FL, 34949
Active50 days on marketListed Jun 25, 2026MLS #A12043247
About this home
38 E Harbour Isle Dr E # 104, Fort Pierce FL 34949
Now available for lease in the highly sought-after Harbour Isle community on beautiful Hutchinson Island! This spacious first-floor condominium offers nearly 2,000 square feet of living space with 2 bedrooms, 2 bathrooms. The desirable split-bedroom floor plan features a generous primary suite with walk-in closets, an oversized living and dining area, an eat-in kitchen, and a bright Florida room perfect for enjoying your morning coffee or unwinding after a day at the beach. The first-floor location offers easy access with no elevators to navigate. Available partially furnished. Residents of Harbour Isle enjoy outstanding resort-style amenities, including a clubhouse, heated pool and spa, fitness center, tennis and pickleball courts, bocce, scenic walking paths, and an active social calendar. Conveniently located just minutes from pristine beaches, Fort Pierce Inlet, marinas, waterfront dining, shopping, and historic downtown Fort Pierce. Don't miss this opportunity to enjoy carefree coastal living in one of Hutchinson Island's premier waterfront communities. Schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,989
Sqft
2005
Year built
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$179 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$179/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Fort Pierce actives
$1 vs $209
Days on market
50 vs 65 typical
Where $1/sqft sits among the 399 Fort Pierce actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Beach
Get to know Fort Pierce. See the full Fort Pierce guide →
South Beach — neighborhood snapshot
Population
4,027
Median age
65
Median income
$67,737
Median home value
$384,267
Avg household
2
Households w/ children
23%
For the school run
St. Lucie County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Fort Pierce market
$515K → $301K
Fort Pierce median sold, yr/yr
94.7%
Sale-to-list ratio (12 mo)
37 of 399
Fort Pierce actives have cut their price
Median sold price, Fort Pierce, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the FORT PIERCE 34949 median. See the full Fort Pierce market guide →
Paper trail
This home's history
Reality check
What actually sold near 38 E Harbour Isle Dr E # 104
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$303,000
36 Harbour Isle Drive W # 105, Fort Pierce FL 34949 · same community
2 bd · 2 ba · 1,989 sqft · $152/sqft · 175 DOM
Sold · Jan ’26$315,000
37 E Harbour Isle Dr E # 206, Fort Pierce FL 34949 · same community
2 bd · 2 ba · 1,989 sqft · $158/sqft · 52 DOM
Sold · Nov ’25$540,000
4 E Harbour Isle Ph Drive, Fort Pierce FL 34949 · same community
2 bd · 2 ba · 1,989 sqft · $271/sqft · 36 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
German Parra Tovar
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 38 E Harbour Isle Dr E # 104 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 38 E Harbour Isle Dr E # 104 — before you fall in love.
See it in person
Schedule a tour
Live availability from German's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
38 E Harbour Isle Dr E # 104 FAQs
What would the monthly payment be for 38 E Harbour Isle Dr E # 104, Fort Pierce FL 34949?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $179/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 38 E Harbour Isle Dr E # 104, Fort Pierce FL 34949?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Fort Pierce?+
At $2,600, this home is listed about 99% below the Fort Pierce median of $319,900. The market section on this page shows how the area is trending.
Which schools are assigned to 38 E Harbour Isle Dr E # 104, Fort Pierce FL 34949?+
Dan McCarty Middle School (middle), St. Lucie Elementary School (elementary), Lakewood Park Elementary School (elementary), Treasure Coast High School (high) — St. Lucie County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of List-A-House Realty, LLC · Rosa Guevarez. MLS #A12043247.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
Never miss a listing
New Fort Pierce homes, in your inbox
Like 38 E Harbour Isle Dr E # 104, Fort Pierce FL 34949 but not quite? A daily digest of every new listing in Fort Pierce — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask German to ping you on any price or status change →