9686 SW 138th Ave # 9686, Miami FL 33186, MIAMI, FL, 33186
Pending54 days on marketListed Jun 22, 2026MLS #A12044858
About this home
9686 SW 138th Ave # 9686, Miami FL 33186
Welcome to this beautifully maintained 2-bedroom, 2-bathroom residence located at 9698 SW 138 Avenue, Miami, FL 33186, in one of Kendall's most desirable and established communities. Offering an exceptional blend of comfort, functionality, and convenience, this spacious home is thoughtfully designed to accommodate today's modern lifestyle. Upon entering, you'll be greeted by a bright and inviting floor plan featuring expansive living and dining areas, abundant natural light, and a warm, welcoming ambiance throughout. The well-appointed kitchen offers ample cabinetry and generous counter space, providing both practicality and efficiency for everyday living and entertaining. The spacious primary suite serves as a private retreat, complete with a comfortable layout and ample storage. Additional bedrooms offer versatility to accommodate family members, guests, or a dedicated home office. Conveniently located near top-rated schools, shopping, dining, parks, and major transportation corridors, this property presents an outstanding opportunity to enjoy the best of Kendall living.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,220
Sqft
1
Garage
1995
Year built
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$177 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$177/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
The investor lens
Two ways this home pays
This home sits inside Esprit, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$3,000/mo median
Live Miami rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Kings Meadow
Esprit is a short-term-rental community. See the full guide →
Kings Meadow — neighborhood snapshot
Population
5,048
Median age
39
Median income
$75,598
Median home value
$102,333
Avg household
3
Households w/ children
687
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami market
$508K → $590K
Miami median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the MIAMI 33186 median. See the full Miami market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 9686 SW 138th Ave # 9686 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9686 SW 138th Ave # 9686 — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9686 SW 138th Ave # 9686 FAQs
What would the monthly payment be for 9686 SW 138th Ave # 9686, Miami FL 33186?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $177/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Can 9686 SW 138th Ave # 9686, Miami FL 33186 be rented short-term?+
Yes — this home sits inside Esprit, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
How does the price compare to other homes in Miami?+
At $2,350, this home is listed about 100% below the Miami median of $610,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9686 SW 138th Ave # 9686, Miami FL 33186?+
Claude Pepper Elementary School (elementary), Hammocks Middle School (middle), Miami Sunset Senior High School (high), Instructional Center System Wide (), Title I Migrant Education Program (), District Instructional Center (Dic) () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the MIAMI 33186 market on paper
$2,350 is 99% below the MIAMI 33186 median of $349,000, and at $2/sqft it sits under the Miami average of $651.
02Zoned for nightly rentals
Esprit is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Strong assigned schools
Claude Pepper Elementary School, Hammocks Middle School, Miami Sunset Senior High School, Instructional Center System Wide, Title I Migrant Education Program, District Instructional Center (Dic) — Claude Pepper Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of Slice Realty, LLC. · Irma Gomez. MLS #A12044858.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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