CENTURY 21 Edge

412 NW 4th St, Miami FL 33130, MIAMI, FL, 33130

Active53 days on marketListed Jun 22, 2026MLS #A12045297

Priced 6% below the MIAMI 33130 medianMIAMI NORTH

About this home

412 NW 4th St, Miami FL 33130

Seller's principal holds a Florida Real Estate License. Seller does not have an abstract or title commitment; these shall be the sole responsibility of the Buyer. Seller will only consider offers presented with a verified 15% deposit. Seller states that the Miami-Dade Assessor folio number is associated with the property; however, Seller shall not be responsible for the legal description created by the Miami-Dade Assessor. Unless Buyer exercises the right to terminate as granted in the Contract, Buyer accepts the property in its current physical condition, including all violations of governmental, building, environmental, zoning, and safety codes, restrictions, or requirements.

Facts & features

The home at a glance

0.063 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2025)$1,808/yr

Utilities & systems

UtilitiesNo Utilities · Other Utilities Available · Phone Connected · Sewer Connected · Underground Utilities · Water Connected · Cable Available · Electricity Available · Natural Gas Available · None · Phone Available · Sewer Available
WaterMunicipal Water

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,209 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,766
FHA mortgage insurance (est.)$133
Property tax — 2025 actual bill$151
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,500
Interest rate6.00%
Loan term

Estimated payment

$2,209/mo

Principal & interest$1,766
FHA mortgage insurance (est.)$133
Property taxes (actual bill)$151
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Downtown

Map of 412 NW 4th St, Miami FL 33130 inside its neighborhood boundary

Get to know Miami. See the full Miami guide →

Downtown — neighborhood snapshot

Population

24,316

Median age

38

Median income

$108,427

Median home value

$557,583

Avg household

2

Households w/ children

1,166

For the school run

Dade County School District

ElementaryFrederick R. Douglass Elementary★★★★★
District Instructional Center (Dic)
HighBooker T. Washington Senior High★★★★★
MiddleJose De Diego Middle School★★★★★
Instructional Center System Wide
Title I Migrant Education Program

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Miami market

Seller’s marketLeans buyer18.3 months of inventoryBuyer’s market

$508K$590K

Miami median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 6% below the MIAMI 33130 median. See the full Miami market guide →

Paper trail

This home's history

Jun 22, 2026Listed at $300,000 · 53 days on market since

Reality check

What actually sold near 412 NW 4th St

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

Nearby listingSold · Dec ’25

$366,900

Nearby listing · same community

0 bd · 1 ba · 469 sqft · $782/sqft

Nearby listingSold · Dec ’25

$457,000

Nearby listing · same community

1 bd · 1.5 ba · 597 sqft · $765/sqft

1600 SW 1st Ave # 813, Miami FL 33129Sold · Dec ’25

$400,000

1600 SW 1st Ave # 813, Miami FL 33129

1 bd · 1 ba · 659 sqft · $607/sqft · 267 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Darrick Cook

Your agent

Darrick Cook

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 412 NW 4th St — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 412 NW 4th St — before you fall in love.

See it in person

Schedule a tour

Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

412 NW 4th St FAQs

What would the monthly payment be for 412 NW 4th St, Miami FL 33130?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,209/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 412 NW 4th St, Miami FL 33130?+

The most recent tax bill on record (2025) was $1,808. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Miami?+

At $300,000, this home is listed about 51% below the Miami median of $610,000. The market section on this page shows how the area is trending.

Which schools are assigned to 412 NW 4th St, Miami FL 33130?+

Frederick R. Douglass Elementary (elementary), District Instructional Center (Dic) (), Booker T. Washington Senior High (high), Jose De Diego Middle School (middle), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of Guillen · Yolymiler Diaz Guillen. MLS #A12045297.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 14, 2026 at 6:29 AM UTC. The listing information on this page last changed on August 14, 2026 at 6:29 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 14, 2026 at 6:29 AM UTC.

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Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.