CENTURY 21 Edge
$895,0004 bd3 ba2,106 sqft$425 /sqft$6,433 /mo all-in ↓

13205 SW 218th Ter, Miami FL 33170, MIAMI, FL, 33170

Active45 days on marketListed Jul 1, 2026MLS #A12046709

Single Family ResidenceESTATE MANSIONS

About this home

13205 SW 218th Ter, Miami FL 33170

This beautiful 4-bedroom and 3-bathroom home sits on an oversized 16,327-square-foot corner lot and offers the perfect blend of comfort, functionality, and outdoor living. One of the bedrooms is a junior suite with private access to the backyard and pool area making it ideal for guests. The expansive corner lot provides exceptional space and convenience, featuring a double-gate entrance on one side for easy access to boats, RVs, or trailers, as well as a single gate on the opposite side. Whether you enjoy hosting BBQs, pool parties, or family gatherings, this property offers endless possibilities for entertaining. Inside, you'll find a spacious split-bedroom floor plan designed for both privacy and comfort. The large kitchen features beautiful white cabinetry, stainless steel appliances, and plenty of space for cooking and gathering. This home has been updated with major improvements which are a durable metal roof that is only 6 years old, a high-efficiency, top-of-the-line A/C system that is 4 years old and includes a transferable parts and labor warranty through 2034, and high-quality roof insulation installed 4 years ago to help keep the home cool during South Florida's hot summers and warm when needed. Additional upgrades include impact-resistant windows and doors throughout, as well as a high-quality tankless water heater with its own dedicated electrical connection. The recently resurfaced pool features updated waterline tile, creating a fresh and inviting outdoor retreat. The storage shed will also remain with the property, providing convenient space for lawn equipment and additional storage. Best of all, there is NO HOA! Photo Disclosure: Some images showing portions of the backyard fence and one side have been virtually enhanced to match the existing fencing for a more consistent appearance. Conveniently located near charter schools, parks, major highways, Black Point Marina, shopping, dining, and much more, this exceptional property is one you won't want to miss!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,106

Sqft

2006

Year built

$425

Per sqft

None view

Inside

FlooringCeramic Floor
AppliancesDisposal · Dryer · Electric Range · Electric Water Heater · Microwave · Refrigerator · Washer
InteriorFirst Floor Entry · Other
CoolingCentral Air
HeatingOther

Outside & construction

RoofMetal Roof
ConstructionCBS Construction
ViewNone
FacesWest
ParkingCircular Driveway

Community & fees

Taxes (2025)$13,295/yr
CommunityPublic Road

Utilities & systems

WaterMunicipal Water

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$6,433 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,829
PMI (est., until 20% equity)$336
Property tax — 2025 actual bill$1,108
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $89,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $89,500
Interest rate6.00%
Loan term

Estimated payment

$6,433/mo

Principal & interest$4,829
PMI (est., until 20% equity)$336
Property taxes (actual bill)$1,108
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $895K
$609KedgeAI estimate $666,058 · range $634K$733K$931K

vs edgeAI estimate

+34.4%

$/sqft vs Miami actives

$425 vs $511

Days on market

45 vs 66 typical

Where $425/sqft sits among the 400 Miami actives

160
103 · this home
55
29
19
34
$184–416$416–648$648–881$881–1113$1113–1346$1346+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Miami

Map of 13205 SW 218th Ter, Miami FL 33170

Get to know Miami. See the full Miami guide →

MIAMI 33170 — neighborhood snapshot

Population

14,763

Median age

39.4

Median income

$68,953

Median home value

$426,200

Avg household

3.27

Households w/ children

1,830

For the school run

Dade County School District

ElementaryPine Villa Elementary School★★★★
HighMiami Southridge Senior High★★★★
MiddleCutler Bay Middle★★★★
Title I Migrant Education Program
Instructional Center System Wide
District Instructional Center (Dic)

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Miami market

Seller’s marketLeans buyer18.3 months of inventoryBuyer’s market

$508K$590K

Miami median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

36 of 400

Miami actives have cut their price

Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 66% above the MIAMI 33170 median. See the full Miami market guide →

Paper trail

This home's history

Jul 1, 2026Listed at $895,000 · 45 days on market since
2006Built · ESTATE MANSIONS

Reality check

What actually sold near 13205 SW 218th Ter

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

13135 SW 218th Ter, Miami FL 33170Sold · Apr ’26

$825,000

13135 SW 218th Ter, Miami FL 33170 · same community

4 bd · 3 ba · 2,106 sqft · $392/sqft · 57 DOM

13261 SW 216th Ter, Miami FL 33170Sold · Mar ’26

$772,000

13261 SW 216th Ter, Miami FL 33170 · same community

4 bd · 2 ba · 2,095 sqft · $368/sqft · 141 DOM

13202 SW 216th Ter, Miami FL 33170Sold · Sep ’25

$855,000

13202 SW 216th Ter, Miami FL 33170 · same community

5 bd · 3 ba · 2,673 sqft · $320/sqft · 41 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Frantreshia Miller

Your agent

Frantreshia Miller

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 13205 SW 218th Ter — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13205 SW 218th Ter — before you fall in love.

See it in person

Schedule a tour

Live availability from Frantreshia's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

13205 SW 218th Ter FAQs

What would the monthly payment be for 13205 SW 218th Ter, Miami FL 33170?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,433/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 13205 SW 218th Ter, Miami FL 33170?+

The most recent tax bill on record (2025) was $13,295. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Miami?+

At $895,000, this home is listed about 47% above the Miami median of $610,000. The market section on this page shows how the area is trending.

Which schools are assigned to 13205 SW 218th Ter, Miami FL 33170?+

Pine Villa Elementary School (elementary), Miami Southridge Senior High (high), Cutler Bay Middle (middle), Title I Migrant Education Program (), Instructional Center System Wide (), District Instructional Center (Dic) () — Dade County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$895,000 runs 66% above the MIAMI 33170 median — but at 2,106 sqft it's also 75% larger than the typical Miami listing.

02None views

The none view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Pine Villa Elementary School, Miami Southridge Senior High, Cutler Bay Middle, Title I Migrant Education Program, Instructional Center System Wide, District Instructional Center (Dic) — Pine Villa Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of Team Choice Realty, LLC · Yvonne Arenas. MLS #A12046709.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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