, KEY BISCAYNE, FL, 33149
Active8 days on marketListed Jul 3, 2026MLS #A12047598
About this home
AVAILABLE SEPTEMBER 1, 2026. Spectacular corner apartment in the highly desirable 07 line at Lake Tower in the Ocean Club. This unique residence offers 3 bedrooms, 4 full bathrooms, and 3,091 sq. ft. of spacious living space. Featuring an expansive open floor plan filled with natural light, marble floors throughout, a gorgeous newly renovated modern kitchen, and an oversized patio terrace with serene views of the lake and fountains.The residence includes 2 assigned covered parking spaces plus a private storage unit. Lake Tower offers 24/7 concierge and security, valet service, and a beautiful pool. Enjoy the Ocean Club’s exceptional resort-style amenities right outside your door, including direct beach access, 9 pools, clay tennis courts, a world-class fitness center, playground, fine and casual dining options, and the privacy and convenience of a premier gated community.
Facts & features
The home at a glance
3
Bedrooms
4
Bathrooms
3,091
Sqft
2002
Year built
$5
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$280 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$280/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Village Of Key Biscayne
Village Of Key Biscayne — neighborhood snapshot
Population
14,603
Median age
44
Median income
$152,910
Median home value
$1,246,268
Avg household
3
Households w/ children
2,233
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Village Of Key Biscayne market
This home is listed 98% below the Village Of Key Biscayne median.
Paper trail
This home's history
Reality check
What actually sold near
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$2,850,000
765 Crandon Blvd # 12, Key Biscayne FL 33149 · same community
3 bd · 4.5 ba · 3,112 sqft · $916/sqft · 47 DOM
Sold · Apr ’26$3,625,000
765 Crandon Blvd # 102, Key Biscayne FL 33149 · same community
4 bd · 4.5 ba · 3,368 sqft · $1,076/sqft · 127 DOM
Sold · Feb ’26$2,200,000
765 Crandon Blvd # 202, Key Biscayne FL 33149 · same community
3 bd · 3 ba · 2,602 sqft · $846/sqft · 258 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
FAQs
What would the monthly payment be for ?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $280/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How does the price compare to other homes in Village Of Key Biscayne?+
At $16,500, this home is listed about 98% below the Village Of Key Biscayne median of $720,000. The market section on this page shows how the area is trending.
Which schools are assigned to ?+
Key Biscayne K-8 Center (elementary), District Instructional Center (Dic) (), Coral Gables Senior High School (high), Ponce De Leon Middle School (middle), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of One Sotheby's International Realty · Jorge Boj. MLS #A12047598.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.