520 NW 45th St # 2, Miami FL 33127, MIAMI, FL, 33127
Active42 days on marketListed Jul 3, 2026MLS #A12047743
About this home
520 NW 45th St # 2, Miami FL 33127
*ALL Utilities INCLUDED* Modern and beautifully updated 1 bed, 1 bath unit in a perfectly-maintained property. Renovated with high-end finishes throughout, this space offers stylish living in a prime location just minutes from shops, restaurants, and major routes. Enjoy clean, contemporary interiors with attention to detail in every corner. The patio area is shared with two respectful neighbors, creating a welcoming and quiet environment. This unit is ideal for anyone looking for comfort, convenience, and quality living. A great opportunity in a sought-after neighborhood, ready for
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
1,000
Sqft
1939
Year built
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$174 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$174/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs BAY VISTA PARK AMD PL
$2 vs $785
Days on market
42 vs 66 typical
Where $2/sqft sits among the 8 homes for sale in BAY VISTA PARK AMD PL
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Little Haiti
Get to know Miami. See the full Miami guide →
Little Haiti — neighborhood snapshot
Population
29,864
Median age
38
Median income
$49,597
Median home value
$568,827
Avg household
3
Households w/ children
3,355
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami market
$508K → $590K
Miami median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
1 of 8
BAY VISTA PARK AMD PL have cut their price
Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the MIAMI 33127 median. See the full Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near 520 NW 45th St # 2
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$405,000
819 NW 47th St, Miami FL 33127 · same community
2 bd · 1 ba · 1,090 sqft · $372/sqft · 6 DOM
Sold · Apr ’26$594,000
500 NW 46th St, Miami FL 33127 · same community
2 bd · 1 ba · 1,098 sqft · $541/sqft · 141 DOM
Sold · Jun ’26$630,000
575 NW 49th St, Miami FL 33127 · same community
3 bd · 2 ba · 1,172 sqft · $538/sqft · 466 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Solance Kallendorf
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 520 NW 45th St # 2 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 520 NW 45th St # 2 — before you fall in love.
See it in person
Schedule a tour
Live availability from Solance's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
520 NW 45th St # 2 FAQs
What would the monthly payment be for 520 NW 45th St # 2, Miami FL 33127?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $174/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How does the price compare to other homes in Miami?+
At $2,000, this home is listed about 100% below the Miami median of $610,000. The market section on this page shows how the area is trending.
Which schools are assigned to 520 NW 45th St # 2, Miami FL 33127?+
Toussaint L'Ouverture Elementary (elementary), Jose De Diego Middle School (middle), District Instructional Center (Dic) (), Booker T. Washington Senior High (high), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of Compass Florida, LLC · Gerardo Gonzalez. MLS #A12047743.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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