CENTURY 21 Edge
$140,000$450,0001 bd1 ba398 sqft$352 /sqft$1,046 /mo all-in ↓

114 Cra. 2 #114-03 # 121

Active26 days on marketListed Jul 6, 2026MLS #A12047828

Reduced $310KNew constructionCondominiumBello Horizonte

About this home

114 Cra. 2 #114-03 # 121

Experience resort-style living every day in this beautifully appointed 1-bedroom, 1-bath residence offering 37 m² (398 sq ft) in the prestigious Reserva del Mar Bello Horizonte, one of Santa Marta's premier beachfront communities. Located in an elegant 18-story tower with spectacular Caribbean Sea views, this apartment is perfect as a vacation home, investment property, or full-time residence. Residents enjoy direct beach access and an exceptional collection of luxury amenities, including a hotel-style lobby, panoramic rooftop terrace, multiple swimming pools, spa and wellness areas, fitness center, Pilates studio, coworking space, restaurant, bar, BBQ area, game rooms, theater, children's areas, laundry facilities, and private lockers. End each day with unforgettable sunsets from the panoramic rooftop while enjoying the comfort, convenience, and lifestyle that make Reserva del Mar one of Bello Horizonte's most desirable addresses. Whether you're seeking relaxation, entertainment, or an outstanding rental opportunity, this property offers it all.

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

398

Sqft

2026

Year built

$352

Per sqft

Other View view

Inside

FlooringMarble
AppliancesGas Range · Microwave · Refrigerator · Self Cleaning Oven
InteriorOther
LaundryCommon Area
CoolingWall/Window Unit(s)
HeatingNone

Outside & construction

ConstructionConcrete Block Construction
ViewOther View
ParkingGuest · Other · Valet
ExteriorOpen Balcony

Community & fees

Taxes (2025)$0/yr
PetsNo

Utilities & systems

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,046 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$824
FHA mortgage insurance (est.)$62
Property tax — 2025 actual bill$0
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $4,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $4,900
Interest rate6.00%
Loan term

Estimated payment

$1,174/mo

Principal & interest$824
FHA mortgage insurance (est.)$62
Est. property taxes$128
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 114 Cra. 2 #114-03 # 121 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 114 Cra. 2 #114-03 # 121 — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

114 Cra. 2 #114-03 # 121 FAQs

What would the monthly payment be for 114 Cra. 2 #114-03 # 121?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,046/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 114 Cra. 2 #114-03 # 121?+

The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 114 Cra. 2 #114-03 # 121?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

Listing courtesy of Brier Real Estate Group · Adriana Brier. MLS #A12047828.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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