CENTURY 21 Edge
$435,0004 bd2 ba2,114 sqft$206 /sqft$3,598 /mo all-in ↓

, PORT ST. LUCIE, FL, 34986

Active28 days on marketListed Jul 7, 2026MLS #A12049087

Single Family ResidencePORT ST LUCIE SECTION 44

About this home

Welcome to this spacious 4-bedroom, 2-bathroom home located in the highly desirable Torino area! Designed for comfortable living and effortless entertaining, this beautiful residence features an open floor plan with a modern kitchen showcasing elegant stainless steel appliances. The generously sized bedrooms provide ample space for family, guests, or a home office, while the well-appointed bathrooms offer both style and functionality. For added peace of mind, the roof was replaced in 2018, making this home as practical as it is inviting. Situated in one of the area's most sought-after neighborhoods, this home is conveniently located near top-rated schools, shopping, dining, parks, and major highways. Whether you're looking for your forever home or a smart investment, this exceptional property offers the perfect combination of location, comfort, and value. Don't miss this incredible opportunity to own a home in the desirable Torino community—schedule your private showing today!

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,114

Sqft

2

Garage

1998

Year built

$206

Per sqft

None view

Inside

FlooringCeramic Floor
AppliancesDishwasher · Disposal · Dryer
InteriorVaulted Ceiling(s) · Family Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionCBS Construction
ViewNone
FacesEast
ParkingAdditional Spaces Available · Driveway
ExteriorFruit Trees

Community & fees

Taxes (2026)$8,222/yr
CommunityPublic Road

Utilities & systems

WaterMunicipal Water

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,598 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,561
FHA mortgage insurance (est.)$192
Property tax — 2026 actual bill$685
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,225Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,225
Interest rate6.00%
Loan term

Estimated payment

$3,598/mo

Principal & interest$2,561
FHA mortgage insurance (est.)$192
Property taxes (actual bill)$685
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $435K
$405KedgeAI estimate $439,725 · range $422K$484K$503K

vs edgeAI estimate

−1.1%

$/sqft vs PORT ST LUCIE SECTION 44

$206 vs $234

Days on market

28 vs 52 typical

Where $206/sqft sits among the 16 homes for sale in PORT ST LUCIE SECTION 44

3 · this home
3
5
1
1
3
$201–215$215–229$229–244$244–258$258–273$273+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Port St. Lucie

Map of

Get to know Port St. Lucie. See the full Port St. Lucie guide →

PORT ST. LUCIE 34986 — neighborhood snapshot

Population

29,713

Median age

54.1

Median income

$85,842

Median home value

$368,300

Avg household

2.39

Households w/ children

2,764

For the school run

St. Lucie County School District

ElementaryManatee Academy K-8★★★★★
ElementarySt. Lucie West K-8 School★★★★★
ElementaryBayshore Elementary School★★★★★
ElementaryOak Hammock K-8 School★★★★★
ElementaryWindmill Point Elementary School★★★★★
HighTreasure Coast High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port St. Lucie market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$399K$395K

Port St. Lucie median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

4 of 16

PORT ST LUCIE SECTION 44 have cut their price

This home is listed 32% above the PORT ST. LUCIE 34986 median. See the full Port St. Lucie market guide →

Paper trail

This home's history

Jul 7, 2026Listed at $435,000 · 28 days on market since
1998Built · PORT ST LUCIE SECTION 44

Reality check

What actually sold near

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5957 NW Baynard Drive, Port St. Lucie FL 34986Sold · Jan ’26

$449,500

5957 NW Baynard Drive, Port St. Lucie FL 34986 · same community

4 bd · 3 ba · 2,078 sqft · $216/sqft · 57 DOM

6142 NW Hopkins Ave, Port St. Lucie FL 34986Sold · Dec ’25

$513,000

6142 NW Hopkins Ave, Port St. Lucie FL 34986 · same community

4 bd · 3 ba · 2,078 sqft · $247/sqft · 15 DOM

6163 NW Deville Circle, Port St. Lucie FL 34953Sold · Aug ’25

$424,900

6163 NW Deville Circle, Port St. Lucie FL 34953 · same community

4 bd · 2 ba · 2,152 sqft · $197/sqft · 39 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Lacie Springstead

Your agent

Lacie Springstead

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for — before you fall in love.

See it in person

Schedule a tour

Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

FAQs

What would the monthly payment be for ?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,598/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on ?+

The most recent tax bill on record (2026) was $8,222. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Port St. Lucie?+

At $435,000, this home is priced right at the Port St. Lucie median.

Which schools are assigned to ?+

Manatee Academy K-8 (elementary), St. Lucie West K-8 School (elementary), Bayshore Elementary School (elementary), Oak Hammock K-8 School (elementary), Windmill Point Elementary School (elementary), Treasure Coast High School (high) — St. Lucie County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of Global Advantage Realty LLC · Dennis Willis. MLS #A12049087.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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