, BAY HARBOR ISLANDS, FL, 33154
Active17 days on marketListed Jul 7, 2026MLS #A12049219
About this home
1 bed + den converted to second bedroom. Amazing view. Roof top pool, outdoor lounge areas, BBQ area, 24/7 concierge. Conference Room and recreational room. Innovative architecture and design.This building is in the heart of Bay Harbor Islands, a few minutes from the beach and prestigious shops. Floor-to-ceiling impact windows fill the home with natural light, highlighting the open-concept layout ideal for both entertaining and everyday living. Convenient in-unit washer and dryer add everyday ease. Rooftop pool with panoramic bay views, fitness center, marina access, concierge, and elegant common areas. A rare opportunity for boaters, dock slips are available, adding exceptional value and lifestyle convenience. Ideally located in Bay Harbor Islands, just minutes from Bal Harbour Shops, beaches, A-rated schools, Surfside, and top dining. Luxury, location, and flexibility combine in one of Miami’s most desirable waterfront communities. Schedule your private showing today.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,106
Sqft
1
Garage
2016
Year built
$5
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$200 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$200/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside BAY HARBOR ISLANDS 33154
BAY HARBOR ISLANDS 33154 — neighborhood snapshot
Population
14,435
Median age
40.9
Median income
$87,806
Median home value
$741,400
Avg household
2.58
Households w/ children
1,804
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The BAY HARBOR ISLANDS 33154 market
This home is listed 98% below the BAY HARBOR ISLANDS 33154 median.
Paper trail
This home's history
Reality check
What actually sold near
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$860,000
9940 W Bay Harbor Dr, Bay Harbor Islands FL 33154 · same community
2 bd · 2 ba · 1,239 sqft · $694/sqft · 18 DOM
Sold · Dec ’25$800,000
9940 W Bay Harbor Dr, Bay Harbor Islands FL 33154 · same community
2 bd · 3 ba · 1,335 sqft · $599/sqft · 161 DOM
Sold · Feb ’26$3,400,000
9940 W Bay Harbor Dr, Bay Harbor Islands FL 33154 · same community
4 bd · 4.5 ba · 3,717 sqft · $915/sqft · 433 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tyler Stoddard
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for — before you fall in love.
See it in person
Schedule a tour
Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
FAQs
What would the monthly payment be for ?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $200/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at ?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in BAY HARBOR ISLANDS 33154?+
At $5,500, this home is listed about 98% below the BAY HARBOR ISLANDS 33154 median of $349,000. The market section on this page shows how the area is trending.
Which schools are assigned to ?+
Ruth K. Broad Bay Harbor K-8 Center (elementary), Miami Beach Nautilus Middle School (middle), Miami Beach Senior High School (high), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the BAY HARBOR ISLANDS 33154 market on paper
$5,500 is 98% below the BAY HARBOR ISLANDS 33154 median of $349,000.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Ruth K. Broad Bay Harbor K-8 Center, Miami Beach Nautilus Middle School, Miami Beach Senior High School, District Instructional Center (Dic), Instructional Center System Wide, Title I Migrant Education Program — Ruth K. Broad Bay Harbor K-8 Center rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of EXP Realty LLC · Marcela Ubfal. MLS #A12049219.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.