16237 SW 44th Ter, Miami FL 33185, MIAMI, FL, 33185
Active34 days on marketListed Jul 10, 2026MLS #A12051751
About this home
16237 SW 44th Ter, Miami FL 33185
Some homes offer a view. This one commands it. Perfectly positioned on one of the community's most coveted lakefront lots, this majestic 5-bedroom, 4-bath estate captures breathtaking panoramic water views from both the expansive balcony and covered terrace, creating an outdoor experience that's simply unmatched. A full bedroom and bath on the first floor provide the ideal space for guests or multigenerational living. The resort-inspired backyard with heated spa/pool is designed for unforgettable entertaining and peaceful evenings alike. Inside, timeless elegance meets modern luxury with soaring vaulted ceilings, crown molding, recessed lighting, a striking custom iron and wood staircase, and travertine flooring throughout the interior and exterior. The chef's kitchen features marble countertops, premium appliances, and a professional hood vent, while custom built-in closets maximize storage throughout. Impact windows and doors provide complete storm protection. Within the last five years, the HVAC, water heater, pool and spa heater, rain gutters, fences, and window treatments have all been replaced, and all appliances were updated in 2022. Parking for up to 6 vehicles, including a 2-car garage. Low HOA. Ideally located near Baptist Hospital West, exceptional dining, shopping, and major conveniences, this home delivers luxury, privacy, and a waterfront lifestyle that's difficult to replicate.
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
2,916
Sqft
2
Garage
2003
Year built
$343
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,592 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,592/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.6%
$/sqft vs Miami actives
$343 vs $513
Days on market
34 vs 66 typical
Where $343/sqft sits among the 400 Miami actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Miami
Get to know Miami. See the full Miami guide →
MIAMI 33185 — neighborhood snapshot
Population
29,124
Median age
42.7
Median income
$107,146
Median home value
$496,700
Avg household
3.2
Households w/ children
3,821
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami market
$508K → $590K
Miami median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
36 of 400
Miami actives have cut their price
Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 125% above the MIAMI 33185 median. See the full Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near 16237 SW 44th Ter
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$995,000
16472 SW 58th Ter, Miami FL 33193
5 bd · 4 ba · 2,868 sqft · $347/sqft · 137 DOM
Sold · Feb ’26$825,000
16491 SW 64th Ter, Miami FL 33193
4 bd · 3 ba · 2,825 sqft · $292/sqft · 91 DOM
Sold · Aug ’25$700,000
Nearby listing
4 bd · 3 ba · 2,825 sqft · $248/sqft · 82 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
German Parra Tovar
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 16237 SW 44th Ter — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16237 SW 44th Ter — before you fall in love.
See it in person
Schedule a tour
Live availability from German's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
16237 SW 44th Ter FAQs
What would the monthly payment be for 16237 SW 44th Ter, Miami FL 33185?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,592/mo — principal and interest, the actual property-tax bill, the $96/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 16237 SW 44th Ter, Miami FL 33185?+
The association fee works out to $96 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 16237 SW 44th Ter, Miami FL 33185?+
The most recent tax bill on record (2025) was $6,777. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Miami?+
At $999,999, this home is listed about 64% above the Miami median of $610,000. The market section on this page shows how the area is trending.
Which schools are assigned to 16237 SW 44th Ter, Miami FL 33185?+
Lamar Louise Curry Middle School (middle), John A. Ferguson Senior High (high), Jane S. Roberts K-8 Center (elementary), Instructional Center System Wide (), Title I Migrant Education Program (), District Instructional Center (Dic) () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$999,999 runs 125% above the MIAMI 33185 median — but at 2,916 sqft it's also nearly 2 times the size of the typical Miami listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Lamar Louise Curry Middle School, John A. Ferguson Senior High, Jane S. Roberts K-8 Center, Instructional Center System Wide, Title I Migrant Education Program, District Instructional Center (Dic) — John A. Ferguson Senior High rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of WorldWide Select Group, Inc · Severiano Fernandez. MLS #A12051751.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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