10321 SW 89th Ave, Miami FL 33176, MIAMI, FL, 33176
Active32 days on marketListed Jul 12, 2026MLS #A12052312
About this home
10321 SW 89th Ave, Miami FL 33176
Rare opportunity to own this original-owner estate nestled on a beautifully landscaped half-acre canal-front lot in prestigious Galloway Glen Estates. This exceptional 5-bedroom, 4 full bath, 2 half bath pool home offers the perfect blend of privacy, space, and timeless appeal. Major upgrades include a newer metal roof, impact windows and doors throughout, and impact skylights for added peace of mind. A circular driveway, oversized two-car garage, and mature tropical landscaping create outstanding curb appeal, while the backyard features a private pool overlooking the canal—perfect for relaxing or entertaining. Lovingly maintained by its original owner, this is a rare opportunity to own one of Galloway Glen Estates’ finest properties, where residents enjoy the added peace of mind of private neighborhood security provided by the Florida Highway Patrol.
Facts & features
The home at a glance
5
Bedrooms
5
Bathrooms
3,751
Sqft
2
Garage
1987
Year built
$585
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$14,076 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$14,076/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.3%
$/sqft vs Miami actives
$585 vs $511
Days on market
32 vs 66 typical
Where $585/sqft sits among the 400 Miami actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Miami
Get to know Miami. See the full Miami guide →
MIAMI 33176 — neighborhood snapshot
Population
52,190
Median age
41.3
Median income
$80,437
Median home value
$568,400
Avg household
2.7
Households w/ children
5,601
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami market
$508K → $590K
Miami median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
36 of 400
Miami actives have cut their price
Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 796% above the MIAMI 33176 median. See the full Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near 10321 SW 89th Ave
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$1,650,000
10204 SW 96th Ct, Miami FL 33176 · same community
5 bd · 4 ba · 3,633 sqft · $454/sqft · 214 DOM
Sold · Apr ’26$2,050,000
9600 SW 103rd St, Miami FL 33176 · same community
5 bd · 3 ba · 3,529 sqft · $581/sqft · 7 DOM
Sold · Nov ’25$2,550,000
10304 SW 87th Ct, Miami FL 33176 · same community
4 bd · 4.5 ba · 4,185 sqft · $609/sqft · 21 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jessica Stickler
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10321 SW 89th Ave — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10321 SW 89th Ave — before you fall in love.
See it in person
Schedule a tour
Live availability from Jessica's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10321 SW 89th Ave FAQs
What would the monthly payment be for 10321 SW 89th Ave, Miami FL 33176?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $14,076/mo — principal and interest, the actual property-tax bill, the $333/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10321 SW 89th Ave, Miami FL 33176?+
The association fee works out to $333 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10321 SW 89th Ave, Miami FL 33176?+
The most recent tax bill on record (2025) was $10,995. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Miami?+
At $2,195,000, this home is listed about 260% above the Miami median of $610,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10321 SW 89th Ave, Miami FL 33176?+
Leewood K-8 Center (elementary), Miami Killian Senior High School (high), Palmetto Middle School (middle), Instructional Center System Wide (), Title I Migrant Education Program (), District Instructional Center (Dic) () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$2,195,000 runs 796% above the MIAMI 33176 median — but at 3,751 sqft it's also nearly 3 times the size of the typical Miami listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Leewood K-8 Center, Miami Killian Senior High School, Palmetto Middle School, Instructional Center System Wide, Title I Migrant Education Program, District Instructional Center (Dic) — Leewood K-8 Center rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of Real Estate of Florida Broward · Mark Salib. MLS #A12052312.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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