CENTURY 21 Edge
$549,9992 bd2 ba1,383 sqft$398 /sqft$4,298 /mo all-in ↓

10932 SW 135th Ct Cir, Miami FL 33186, MIAMI, FL, 33186

Active33 days on marketListed Jul 15, 2026MLS #A12053793

WaterfrontSingle Family ResidenceCROSSINGS SEC 5, THE,The Crossings

About this home

10932 SW 135th Ct Cir, Miami FL 33186

Welcome to this charming and beautifully maintained true 2-bedroom, 2-bath home in the highly desirable community of The Crossings. Perfect for first-time homebuyers, downsizers, or anyone looking for a move-in-ready home in the heart of Kendall. Inside, you'll find ceramic tile flooring throughout, a beautifully renovated modern kitchen with newer appliances, and tastefully updated bathrooms. One of the home's standout features is the spacious garden-view patio under a flat roof, offering incredible potential to be seamlessly incorporated into the home's interior living space. Whether enjoyed as-is or opened up, it creates an exceptional area for entertaining and makes the home feel significantly larger than its square footage. Outside, you'll appreciate the lush landscaping, excellent curb appeal, and meticulous pride of ownership. The home also features a one-car garage and has been exceptionally well cared for. Residents of The Crossings enjoy outstanding amenities, including multiple community pools, playgrounds, walking paths, and the convenience of a brand-new Publix and CVS just a short walk away. With quick access to both the Florida Turnpike and Palmetto Expressway, commuting is effortless while still enjoying one of Kendall's most established and sought-after neighborhoods. A wonderful opportunity to own a beautifully updated home in a prime location!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,383

Sqft

1

Garage

1977

Year built

$398

Per sqft

WaterfrontGarden view

Inside

FlooringCeramic Floor
AppliancesDishwasher · Disposal · Dryer · Electric Range · Electric Water Heater · Microwave · Refrigerator · Washer
InteriorFirst Floor Entry · French Doors · Attic · Family Room · Other · Utility/Laundry In Garage
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionConcrete Block Construction
ViewGarden
FacesNortheast
ParkingDriveway · On Street
ExteriorFruit Trees

Community & fees

HOA fee$250/mo
Taxes (2025)$4,888/yr
CommunityAdditional Amenities · Clubhouse · Pool · Tennis Court(s) · Mandatory Hoa

Utilities & systems

WaterMunicipal Water

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,298 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,238
FHA mortgage insurance (est.)$243
Property tax — 2025 actual bill$407
HOA fee — from the listing$250
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $19,250Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $19,250
Interest rate6.00%
Loan term

Estimated payment

$4,298/mo

Principal & interest$3,238
FHA mortgage insurance (est.)$243
Property taxes (actual bill)$407
HOA / condo fee$250
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $550K
$227KedgeAI estimate $380,658 · range $236K$597K$621K

vs edgeAI estimate

+44.5%

$/sqft vs Miami actives

$398 vs $508

Days on market

33 vs 66 typical

Where $398/sqft sits among the 400 Miami actives

161 · this home
103
55
29
19
33
$184–416$416–648$648–881$881–1113$1113–1346$1346+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Miami

Map of 10932 SW 135th Ct Cir, Miami FL 33186

Get to know Miami. See the full Miami guide →

MIAMI 33186 — neighborhood snapshot

Population

67,597

Median age

40.9

Median income

$86,481

Median home value

$422,300

Avg household

2.86

Households w/ children

7,878

For the school run

Dade County School District

ElementaryGloria Floyd Elementary School★★★★★
MiddleRichmond Heights Middle School★★★★★
HighMiami Sunset Senior High School★★★★★
Instructional Center System Wide
Title I Migrant Education Program
District Instructional Center (Dic)

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Miami market

Seller’s marketLeans buyer18.3 months of inventoryBuyer’s market

$508K$590K

Miami median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

36 of 400

Miami actives have cut their price

Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 58% above the MIAMI 33186 median. See the full Miami market guide →

Paper trail

This home's history

Jul 15, 2026Listed at $549,999 · 33 days on market since
1977Built · CROSSINGS SEC 5, THE,The Crossings

Reality check

What actually sold near 10932 SW 135th Ct Cir

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11727 SW 132nd Pl, Miami FL 33186Sold · Apr ’26

$550,000

11727 SW 132nd Pl, Miami FL 33186

2 bd · 2 ba · 1,362 sqft · $404/sqft · 10 DOM

12542 SW 126th Ave, Miami FL 33186Sold · May ’26

$545,000

12542 SW 126th Ave, Miami FL 33186

3 bd · 2.5 ba · 1,452 sqft · $375/sqft · 76 DOM

12524 SW 125th St, Miami FL 33186Sold · Sep ’25

$437,000

12524 SW 125th St, Miami FL 33186

3 bd · 2.5 ba · 1,452 sqft · $301/sqft · 14 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Darrick Cook

Your agent

Darrick Cook

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 10932 SW 135th Ct Cir — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10932 SW 135th Ct Cir — before you fall in love.

See it in person

Schedule a tour

Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

10932 SW 135th Ct Cir FAQs

What would the monthly payment be for 10932 SW 135th Ct Cir, Miami FL 33186?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,298/mo — principal and interest, the actual property-tax bill, the $250/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 10932 SW 135th Ct Cir, Miami FL 33186?+

The association fee works out to $250 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 10932 SW 135th Ct Cir, Miami FL 33186?+

The most recent tax bill on record (2025) was $4,888. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Miami?+

At $549,999, this home is listed about 10% below the Miami median of $610,000. The market section on this page shows how the area is trending.

Which schools are assigned to 10932 SW 135th Ct Cir, Miami FL 33186?+

Gloria Floyd Elementary School (elementary), Richmond Heights Middle School (middle), Miami Sunset Senior High School (high), Instructional Center System Wide (), Title I Migrant Education Program (), District Instructional Center (Dic) () — Dade County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of Aria Luxe Inc · Anthony Paneque. MLS #A12053793.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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