, MIAMI, FL, 33144
Active6 days on marketListed Jul 14, 2026MLS #A12053802
About this home
Rare opportunity to acquire an exceptionally spacious, fully occupied multifamily investment property in a highly central Miami location. Offered at $1,675,000.00 ,440-442 SW 81 Avenue features approximately 4436 square feet of living area on a phenomenal approximately 12,197 square-foot lot. The property's substantial building footprint and oversized grounds distinguish it from many typical duplex and small multifamily properties available throughout Miami-Dade County. The property is currently configured and rented as: 3 bedroom-2 bath residence at $3750.00, per month, 3 bedroom-2 bath residence at $3750.00 per month and 1 bedroom-1 bath apartment-$1500.00 per month with current gross rental income of $9000.00 and total current gross annual income pf $108,000.00. Both residences have been updated, and the entire property has been well maintained. You also have the opportunity to reconfigure the property as a triplex or potentially a fourplex, subject to zoning, permitting, parking, building code requirement and all applicable governmental approval. The property is entirely fenced. It is situated near major roadways, Miami International Airport, school and shopping centers. The property is fully tenant. To show Proof of funds is required or preapproval letter. Do not disturb the tenants, knock on doors, enter the property or walk the grounds. All showings are strictly by confirmed appointments. The owner is a Fl. Real Estate Broker. Only serious offers please.
Facts & features
The home at a glance
4,436
Sqft
1955
Year built
$378
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$10,641 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$10,641/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Miami actives
$378 vs $490
Days on market
6 vs 26 typical
Where $378/sqft sits among the 400 Miami actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Miami
Get to know Miami. See the full Miami guide →
MIAMI 33144 — neighborhood snapshot
Population
26,288
Median age
45.3
Median income
$59,207
Median home value
$440,600
Avg household
2.84
Households w/ children
2,675
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami market
$495K → $560K
Miami median sold, yr/yr
98.2%
Sale-to-list ratio (12 mo)
44 of 400
Miami actives have cut their price
Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 631% above the MIAMI 33144 median. See the full Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$1,010,000
7895 Grand Canal Dr, Miami FL 33144 · same community
5 bd · 3 ba · 2,890 sqft · $349/sqft · 66 DOM
Sold · Jun ’26$870,000
7941 SW 18th Ter, Miami FL 33155
4 bd · 3.5 ba · 3,401 sqft · $256/sqft · 91 DOM
Sold · Sep ’25$1,600,000
7970 SW 26th St, Miami FL 33155
4 bd · 4 ba · 2,947 sqft · $543/sqft · 59 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Yumiko Sugawara
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for — before you fall in love.
See it in person
Schedule a tour
Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
FAQs
What would the monthly payment be for ?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,641/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on ?+
The most recent tax bill on record (2025) was $9,770. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Miami?+
At $1,675,000, this home is listed about 235% above the Miami median of $500,000. The market section on this page shows how the area is trending.
Which schools are assigned to ?+
Sylvania Heights Elementary School (elementary), West Miami Middle School (middle), South Miami Senior High School (high), Instructional Center System Wide (), District Instructional Center (Dic) (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of Homes Depot USA R.E. Inc. · Sonia Batista. MLS #A12053802.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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