Triple Lot TITUS TERRACE, PUNTA GORDA, FL, 33983
Active884 days on marketListed Mar 11, 2024MLS #A4603064
About this home
Triple Lot TITUS TERRACE
SELLER FINANCING AVAILABLE*1/2 DOWN-NO INTEREST-12 MONTH TERM-NO CREDIT CHECK*1/3 ACRE - TRIPLE BUILDABLE LOT*NO HOA*HARBOUR HEIGHTS AT WHIDDEN BAY*125'W X 120'D, 0.34 Acre*NEW CONSTRUCTION ACROSS FROM THIS LOT*OVERSIZED LOT*CLOSE TO THE PEACE RIVER & HARBOR HEIGHTS PARK WITH BASKETBALL, PARK, PAVILION AND BOAT RAMP/LIFT*NEARBY FISHERMAN'S VILLAGE, DOWNTOWN PUNTA GORDA & CHARLOTTE HARBOR*WITHIN 30 MINUTES TO GULF BEACHES, RESTAURANTS, SHOPPING & AIRPORT*Harbour Heights community amenities include a 12-acre riverfront park, basketball court, shuffleboard courts and awning, resurfaced lighted tennis courts/pickleball, new pavilion, day docks, renovated boat launch, BBQ, Horseshoes and new Handicap access docks. The Peace River leads to Charlotte Harbor and the Gulf of Mexico, the pristine beaches of the Gulf of Mexico are also within a comfortable driving distance, offering the quintessential Florida lifestyle. The Harbor Heights Community is conveniently located near Punta Gorda Airport and I75*Check with the Charlotte Harbor Water Association which has recently completed updating the existing water distribution system with new piping into the community**TRIPLE BUILDABLE LOT | 0.34 Acre | 125’ x 120’**Oversized 1/3 Acre Lot (Almost 15,000 SqFt) in the Harbour Heights neighborhood at Whidden Bay — the perfect place to build your Florida dream home or invest in a growing coastal community*NO HOA | Zoned RSF3.5 | New Construction Across the Street*Not in a Flood Zone*Close to Peace River, Harbour Heights Park & Boat Ramp*Enjoy Harbour Heights Community Amenities:12-Acre Riverfront Park*Boat Ramp, Day Docks & Handicap Access Docks*Resurfaced Tennis & Pickleball Courts*Pavilion, BBQ Area, Basketball, Horseshoes & More*Live the Florida Waterfront Lifestyle – Minutes to Fisherman’s Village, Downtown Punta Gorda, Charlotte Harbor, and just 30 minutes to Gulf Beaches, restaurants, shopping, and PG Airport*Community water system recently upgraded by Charlotte Harbor Water Association – check for hookup options*OWNER/BROKER
Facts & features
The home at a glance
0.34 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$374 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$374/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33983 — neighborhood snapshot
Population
18,230
Median age
56.6
Median income
$67,705
Median home value
$324,100
Avg household
2.31
Households w/ children
1,552
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 67% below the PUNTA GORDA 33983 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near Triple Lot TITUS TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$295,000
27193 and 27197 VOYAGEUR DRIVE · same community
2 bd · 2 ba · 968 sqft · $305/sqft · 96 DOM
Sold · Jun ’26$187,500
3209 BRODER DRIVE · same community
3 bd · 1 ba · 987 sqft · $190/sqft · 35 DOM
Sold · May ’26$250,000
27035 MENTOR LANE · same community
3 bd · 1.5 ba · 1,008 sqft · $248/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about Triple Lot TITUS TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for Triple Lot TITUS TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
Triple Lot TITUS TERRACE FAQs
What would the monthly payment be for Triple Lot TITUS TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $374/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on Triple Lot TITUS TERRACE?+
The most recent tax bill on record (2023) was $664. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Punta Gorda?+
At $25,000, this home is listed about 93% below the Punta Gorda median of $339,500. The market section on this page shows how the area is trending.
Which schools are assigned to Triple Lot TITUS TERRACE?+
Deep Creek Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PUNTA GORDA 33983 market on paper
$25,000 is 67% below the PUNTA GORDA 33983 median of $75,000.
02Time on market is leverage
884 days on market against a Punta Gorda median of 62 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Deep Creek Elementary School, Punta Gorda Middle School, Charlotte High School — Deep Creek Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $39,900, now $25,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of INVESTY REALTY, LLC. · Amy Stanley. MLS #A4603064.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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