6394 MCKINLEY TERRACE, ENGLEWOOD, FL, 34224
Active616 days on marketListed Dec 6, 2024MLS #A4631549
About this home
6394 MCKINLEY TERRACE
This .45 acre residential lot situated on a peaceful fresh water canal offers a prime opportunity to design and build your ideal dream home, with the perfect blend of nature and privacy. To the left of the property (standing on the property its all the land to the left) lies land owned by the county which features a large county pond. Conveniently located just minutes from shopping, dining, entertainment, and beaches. "All Information provided is deemed reliable but not guaranteed. Information regarding property boundaries and lot dimensions is based on available records and may need to be verified by a surveyor."
Facts & features
The home at a glance
0.46 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,044 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,044/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Englewood East
Get to know Englewood. See the full Englewood guide →
Englewood East — neighborhood snapshot
Population
12,116
Median age
58
Median income
$62,950
Median home value
$270,898
Avg household
2
Households w/ children
673
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Englewood market
$330K → $365K
Englewood median sold, yr/yr
94.6%
Sale-to-list ratio (12 mo)
Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 32% above the ENGLEWOOD 34224 median. See the full Englewood market guide →
Paper trail
This home's history
Reality check
What actually sold near 6394 MCKINLEY TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$350,000
6235 BIXEL LANE · same community
2 bd · 2 ba · 1,339 sqft · $261/sqft · 162 DOM
Sold · May ’26$370,000
6371 MCKINLEY TERRACE · same community
4 bd · 2 ba · 1,506 sqft · $246/sqft · 335 DOM
Sold · Nov ’25$232,000
9149 WILLMINGTON BOULEVARD · same community
4 bd · 2 ba · 1,636 sqft · $142/sqft · 169 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 6394 MCKINLEY TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6394 MCKINLEY TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
6394 MCKINLEY TERRACE FAQs
What would the monthly payment be for 6394 MCKINLEY TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,044/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 6394 MCKINLEY TERRACE?+
The most recent tax bill on record (2023) was $1,111. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6394 MCKINLEY TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Englewood?+
At $125,000, this home is listed about 66% below the Englewood median of $362,500. The market section on this page shows how the area is trending.
Which schools are assigned to 6394 MCKINLEY TERRACE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$125,000 runs 32% above the ENGLEWOOD 34224 median.
02Trees/Woods & Water views
The trees/woods and water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
616 days on market against a Englewood median of 68 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $225,000, now $125,000 — a $100K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BRIGHT REALTY · Amanda Erdman. MLS #A4631549.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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