101 BENJAMIN FRANKLIN DRIVE UNIT 46, SARASOTA, FL, 34236
Active476 days on marketListed Apr 14, 2025MLS #A4648942
About this home
101 BENJAMIN FRANKLIN DRIVE UNIT 46
One or more photo(s) has been virtually staged. LIDO KEY GULF-FRONT LUXURY Wake up to the rhythm of the waves and endless Gulf views that stretch beyond imagination. Every room of this impeccably maintained 2-bedroom, 2-bath coastal retreat captures the magic of life on the water—set high on the 4th floor of one of Lido Key’s most coveted addresses. Flooded with natural light, this refined escape blends relaxed sophistication with modern comfort. The open-concept design flows effortlessly to a sprawling 240 sq. ft. balcony, your private front-row seat to fiery sunsets and the tranquil blues of the Gulf of America. Inside, walls of glass invite the outdoors in, creating a seamless connection to sea and sky. Perfectly positioned directly across from Lido Beach and a leisurely stroll from the world-class dining, boutiques, and charm of St. Armands Circle, this residence defines effortless island living. The exclusive community elevates every moment with a newly redesigned lobby, state-of-the-art fitness center, resort-style heated pool, and attentive on-site management—all designed to make ownership a breeze. Whether you’re seeking a peaceful full-time home or a luxurious vacation hideaway, this is where sophistication meets the sea—a rare opportunity to live the Gulf-front dream on the shimmering shores of Lido Key.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,275
Sqft
1.42 ac
Lot size
1968
Year built
One
Levels
$706
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,956 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,956/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.7%
$/sqft vs Sarasota actives
$706 vs $344
Days on market
476 vs 62 typical
Where $706/sqft sits among the 400 Sarasota actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lido Key
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sarasota. See the full Sarasota guide →
Lido Key — neighborhood snapshot
Population
1,257
Median age
68
Median income
$250,001
Median home value
$1,127,100
Avg household
2
Households w/ children
18%
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sarasota market
$475K → $495K
Sarasota median sold, yr/yr
95.2%
Sale-to-list ratio (12 mo)
158 of 400
Sarasota actives have cut their price
Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% above the SARASOTA 34236 median. See the full Sarasota market guide →
Paper trail
This home's history
Reality check
What actually sold near 101 BENJAMIN FRANKLIN DRIVE UNIT 46
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$1,020,000
101 BENJAMIN FRANKLIN DRIVE UNIT 73 · same community
2 bd · 2 ba · 1,275 sqft · $800/sqft · 17 DOM
Sold · Sep ’25$1,125,000
101 BENJAMIN FRANKLIN DRIVE UNIT 71 · same community
2 bd · 2 ba · 1,275 sqft · $882/sqft · 145 DOM
Sold · Mar ’26$735,000
101 BENJAMIN FRANKLIN DRIVE UNIT 54 · same community
2 bd · 2 ba · 1,275 sqft · $576/sqft · 126 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 101 BENJAMIN FRANKLIN DRIVE UNIT 46 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 101 BENJAMIN FRANKLIN DRIVE UNIT 46 — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
101 BENJAMIN FRANKLIN DRIVE UNIT 46 FAQs
What would the monthly payment be for 101 BENJAMIN FRANKLIN DRIVE UNIT 46?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,956/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 101 BENJAMIN FRANKLIN DRIVE UNIT 46?+
The most recent tax bill on record (2024) was $7,227. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 101 BENJAMIN FRANKLIN DRIVE UNIT 46?+
The listing reports pets: Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sarasota?+
At $899,999, this home is listed about 58% above the Sarasota median of $569,945. The market section on this page shows how the area is trending.
Which schools are assigned to 101 BENJAMIN FRANKLIN DRIVE UNIT 46?+
Southside Elementary School (elementary), Booker High School (high), Booker Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
02Time on market is leverage
476 days on market against a Sarasota median of 62 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Southside Elementary School, Booker High School, Booker Middle School — Southside Elementary School rates 5 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $1,100,000, now $899,999 — a $200K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of THE KEYES COMPANY - SARASOTA · Barry Grooms. MLS #A4648942.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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