CENTURY 21 Edge
$5,5003 bd2 ba2,085 sqft$3 /sqft$200 /mo all-in ↓

945 BAL HARBOR BOULEVARD, PUNTA GORDA, FL, 33950

Active469 days on marketListed Apr 22, 2025MLS #A4649808

Priced 98% below the PUNTA GORDA 33950 medianPrivate poolSingle Family ResidencePUNTA GORDA ISLES SEC 05

About this home

945 BAL HARBOR BOULEVARD

Welcome to Azure Tides! Escape to this stunning 3-bedroom, 2-bathroom single-story home nestled along the canal in beautiful Punta Gorda, FL. From the moment you step inside, you’ll be captivated by the abundance of natural light and stylish, modern design. The spacious living room invites you to unwind with a plush L-shaped sectional, while an adjacent workspace with a desk and chair offers the perfect setup for remote work. The kitchen boasts sleek appliances, ample countertop space, and barstool seating, making it ideal for preparing delicious meals. Just steps away, the elegant dining room sets the scene for memorable gatherings with family and friends. A second living area offers additional seating with a cozy couch and two chairs, creating a relaxing atmosphere. Step through the sliding glass doors and discover your private outdoor oasis—a serene retreat with canal views in every direction. The sparkling private pool is perfect for soaking up the Florida sunshine, while comfortable outdoor seating and chaise lounges invite you to relax and enjoy the gentle waterfront breeze. The primary bedroom is a true sanctuary, featuring a king-size bed, sliding doors leading to the pool area, and an attached spa-like bathroom with a dual vanity and a large walk-in shower with a rainfall showerhead. The second bedroom offers a queen-size bed, a TV, and plenty of space to unwind after a day of adventure. The third bedroom, with its stunning canal views, features a queen-size bed, providing a tranquil escape. The second bathroom is beautifully designed with a large vanity and a walk-in shower. Located in the heart of Florida’s Gulf Coast, Punta Gorda is a charming waterfront town known for its boating, fishing, and laid-back coastal lifestyle. Take a stroll through Fishermen’s Village, a vibrant waterfront destination with shops, restaurants, and live entertainment. Explore the scenic Harborwalk, perfect for biking and walking along Charlotte Harbor. Outdoor enthusiasts will love Ponce De Leon Park, where you can spot manatees, enjoy a picnic, or watch the breathtaking sunsets. With its picturesque location, modern comforts, and unbeatable access to Punta Gorda’s best attractions, this home is the ultimate Florida retreat! House Rule: No smoking. No burning candles inside of lodging. No parties. Furry friends welcome, max 2, and require a $200 per pet non-refundable pet fee to be paid directly to the management company. Pool heating is optional, for an additional non-refundable fee of $25 per day + taxes to be paid directly to the management company after the reservation is confirmed. Pool heat request made after guest arrival will incur an additional $45 trip charge.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,085

Sqft

0.22 ac

Lot size

1

Garage

1973

Year built

One

Levels

$3

Per sqft

Private poolTurnkey

Inside

AppliancesCooktop · Dishwasher · Disposal · Dryer · Ice Maker · Microwave · Other · Refrigerator · Washer
InteriorCeiling Fan(s)
LaundryIn Garage
CoolingCentral Air
HeatingCentral
FurnishedTurnkey

Outside & construction

Community & fees

PetsDogs OK

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$200 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$32
FHA mortgage insurance (est.)$2
Est. property taxes (1.1%/yr)$5
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $193Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $193
Interest rate6.00%
Loan term

Estimated payment

$200/mo

Principal & interest$32
FHA mortgage insurance (est.)$2
Est. property taxes$5
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs PUNTA GORDA ISLES SEC 05

$3 vs $326

Days on market

469 vs 59 typical

Where $3/sqft sits among the 13 homes for sale in PUNTA GORDA ISLES SEC 05

0 · this home
0
3
7
1
2
$3–93$93–183$183–273$273–364$364–454$454+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Punta Gorda Isles

Map of 945 BAL HARBOR BOULEVARD

Get to know Punta Gorda. See the full Punta Gorda guide →

Punta Gorda Isles — neighborhood snapshot

Population

10,031

Median age

68

Median income

$97,109

Median home value

$574,467

Avg household

2

Households w/ children

287

For the school run

Charlotte County School District

ElementarySallie Jones Elementary School★★★★
HighCharlotte High School★★★★★
MiddlePunta Gorda Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$345K$330K

Punta Gorda median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

6 of 13

PUNTA GORDA ISLES SEC 05 have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 98% below the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →

Paper trail

This home's history

Apr 22, 2025Listed at $5,500 · 469 days on market since
1973Built · PUNTA GORDA ISLES SEC 05

Reality check

What actually sold near 945 BAL HARBOR BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

200 CAPRI ISLES COURTSold · May ’26

$548,000

200 CAPRI ISLES COURT · same community

3 bd · 2 ba · 2,061 sqft · $266/sqft · 84 DOM

1756 BOCA RATON COURTSold · Mar ’26

$303,500

1756 BOCA RATON COURT · same community

3 bd · 2 ba · 2,120 sqft · $143/sqft · 42 DOM

2300 VIA ESPLANADESold · May ’26

$690,000

2300 VIA ESPLANADE · same community

3 bd · 3 ba · 2,040 sqft · $338/sqft · 61 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Krystina Allen

Your agent

Krystina Allen

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 945 BAL HARBOR BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 945 BAL HARBOR BOULEVARD — before you fall in love.

See it in person

Schedule a tour

Live availability from Krystina's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

945 BAL HARBOR BOULEVARD FAQs

What would the monthly payment be for 945 BAL HARBOR BOULEVARD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $200/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 945 BAL HARBOR BOULEVARD?+

The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $5,500, this home is listed about 98% below the Punta Gorda median of $340,000. The market section on this page shows how the area is trending.

Which schools are assigned to 945 BAL HARBOR BOULEVARD?+

Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the PUNTA GORDA 33950 market on paper

$5,500 is 98% below the PUNTA GORDA 33950 median of $269,000, and at $3/sqft it sits under the Punta Gorda average of $229.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

469 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of GULF COAST REALTY & MANAGEMENT · Andy Moore. MLS #A4649808.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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945 BAL HARBOR BOULEVARD, PUNTA GORDA, FL — 3 Bed, 2 Bath — $5,500 | CENTURY 21 Edge