1780 PHILLIPPI SHORES DRIVE UNIT E1-46, SARASOTA, FL, 34231
Active416 days on marketListed Jun 19, 2025MLS #A4656391
About this home
1780 PHILLIPPI SHORES DRIVE UNIT E1-46
Experience the vibrant waterfront lifestyle at Phillippi Harbor Club in Sarasota. On scenic Phillippi Creek, this premier boat rack facility offers more than just storage — it is a community for boating enthusiasts. This rare, bottom rack slip, conveniently adjacent to the lift tower, provides quick access to open water. Enjoy approximately a four-minute route to the Intracoastal Waterway and just 20 minutes to the Gulf of Mexico. An ideal location for those who value convenience and community on the water.
Facts & features
The home at a glance
1.75 ac
Lot size
One
Levels
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,376 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,376/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Sarasota
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sarasota. See the full Sarasota guide →
SARASOTA 34231 — neighborhood snapshot
Population
32,203
Median age
55.1
Median income
$69,721
Median home value
$363,400
Avg household
2.03
Households w/ children
2,803
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sarasota market
$475K → $493K
Sarasota median sold, yr/yr
95.2%
Sale-to-list ratio (12 mo)
Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 41% above the SARASOTA 34231 median. See the full Sarasota market guide →
Paper trail
This home's history
Reality check
What actually sold near 1780 PHILLIPPI SHORES DRIVE UNIT E1-46
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$68,500
1780 PHILLIPPI SHORES DRIVE UNIT A3-16 · same community
79 DOM
Sold · Jan ’26$270,000
1780 PHILLIPPI SHORES DRIVE UNIT E2-57 · same community
7 DOM
Sold · May ’26$67,500
1780 PHILLIPPI SHORES DRIVE UNIT A3-14 · same community
5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kamilla Pagotto
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1780 PHILLIPPI SHORES DRIVE UNIT E1-46 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1780 PHILLIPPI SHORES DRIVE UNIT E1-46 — before you fall in love.
See it in person
Schedule a tour
Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1780 PHILLIPPI SHORES DRIVE UNIT E1-46 FAQs
What would the monthly payment be for 1780 PHILLIPPI SHORES DRIVE UNIT E1-46?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,376/mo — principal and interest, the actual property-tax bill, the $240/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1780 PHILLIPPI SHORES DRIVE UNIT E1-46?+
The association fee works out to $240 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1780 PHILLIPPI SHORES DRIVE UNIT E1-46?+
The most recent tax bill on record (2024) was $1,311. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1780 PHILLIPPI SHORES DRIVE UNIT E1-46?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sarasota?+
At $295,000, this home is listed about 47% below the Sarasota median of $561,785. The market section on this page shows how the area is trending.
Which schools are assigned to 1780 PHILLIPPI SHORES DRIVE UNIT E1-46?+
Phillippi Shores Elementary School (elementary), Riverview High School (high), Brookside Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$295,000 runs 41% above the SARASOTA 34231 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
416 days on market against a Sarasota median of 62 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Phillippi Shores Elementary School, Riverview High School, Brookside Middle School — Phillippi Shores Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of PREMIER SOTHEBY'S INTERNATIONAL REALTY · Thomas Hedge, JR. MLS #A4656391.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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