CENTURY 21 Edge
$550,000$685,0002 bd2 ba1,257 sqft$438 /sqft$4,081 /mo all-in ↓

2039 GULF OF MEXICO DRIVE UNIT G3-207, LONGBOAT KEY, FL, 34228

Active413 days on marketListed Jul 3, 2025MLS #A4657767

Priced 12% below the LONGBOAT KEY 34228 medianReduced $135KCondominiumSEAPLACE

About this home

2039 GULF OF MEXICO DRIVE UNIT G3-207

THIS IS THE LARGEST 2 BEDROOM 2 BATH FLOOR PLAN IN SEAPLACE! Located on the second floor (elevator access on the north end) of the G3 building, this home is move in ready! The previous den has been enclosed for a proper bedroom and updated! The primary bedroom and bathroom have both been updated. Updated lighting, updated baseboards, crown molding, no popcorn ceilings, no carpet, new hurricane rated sliders and windows! Plantation shutters are added for easy care and the coastal vibe! This building is located directly adjacent to the Har-Tru tennis courts, perfect for the avid player! Seaplace is a Gulf front community situated on lushly maintained grounds and offers not only tennis courts, a secure guarded gated entry, clubhouse, two heated pools/spas, fitness, Gulfside BBQ, organized social functions, onsite management and the icing on the cake is direct beach access! Residence comes completely furnished, assigned parking space #115, (north side of the building) Perfect for your second home and income protection, with a 2-month minimum rental period. Seaplace is located on beautiful Longboat Key convenient to grocery shopping, banking, and the best shopping on St. Armand's Circle! Or make a reservation at any number of first-class restaurants on the Key, and dine waterside, or find a nice cozy quiet booth inside and take in one of nature's most beautiful gifts of a sunset, and if you are lucky, you just may see the dolphins diving and playing! Come off the beach at the south end and you are immediately in downtown Sarasota, where you can catch any number of plays, or a live band for evening entertainment. The weekend offers a sidewalk Farmer's Market, with an assortment of vendors! Whatever time you have planned to be here, may just not be enough!!!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,257

Sqft

0 ac

Lot size

1974

Year built

One

Levels

$438

Per sqft

Turnkey

Inside

FlooringCeramic Tile
AppliancesDishwasher · Disposal · Dryer · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · Walk-In Closet(s)
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingCentral · Electric · Heat Pump
FurnishedTurnkey

Outside & construction

RoofMembrane · Metal · Tile
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ParkingNone
ExteriorIrrigation System · Sliding Doors · Storage

Community & fees

Taxes (2024)$5,281/yr
PetsNo
CommunityGulf/Ocean Front · Water Access · Association Recreation - Owned · Buyer Approval Required · Clubhouse · Deed Restrictions · Fitness Center · Gated Community - Guard · Pool · Tennis Court(s)

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,081 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,238
FHA mortgage insurance (est.)$243
Property tax — 2024 actual bill$440
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $19,250Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $19,250
Interest rate6.00%
Loan term

Estimated payment

$4,081/mo

Principal & interest$3,238
FHA mortgage insurance (est.)$243
Property taxes (actual bill)$440
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $550K
$528KedgeAI estimate $833,354 · range $765K$912K$948K

vs edgeAI estimate

−34%

$/sqft vs Longboat Key actives

$438 vs $693

Days on market

413 vs 93 typical

Where $438/sqft sits among the 242 Longboat Key actives

108 · this home
61
35
13
8
17
$369–652$652–936$936–1220$1220–1503$1503–1787$1787+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Longboat Key

Map of 2039 GULF OF MEXICO DRIVE UNIT G3-207

Get to know Longboat Key. See the full Longboat Key guide →

LONGBOAT KEY 34228 — neighborhood snapshot

Population

7,512

Median age

71.5

Median income

$143,365

Median home value

$959,200

Avg household

1.8

Households w/ children

51%

For the school run

Sarasota County School District

HighBooker High School★★★★★
ElementarySouthside Elementary School★★★★★
MiddleBooker Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Longboat Key market

Seller’s marketBalanced5.5 months of inventoryBuyer’s market

$820K$1.4M

Longboat Key median sold, yr/yr

93.1%

Sale-to-list ratio (12 mo)

104 of 242

Longboat Key actives have cut their price

Median sold price, Longboat Key, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 12% below the LONGBOAT KEY 34228 median. See the full Longboat Key market guide →

Paper trail

This home's history

CurrentPrice reduced to $550,000 $135K
Jul 3, 2025Listed at $685,000 · 413 days on market since
1974Built · SEAPLACE

Reality check

What actually sold near 2039 GULF OF MEXICO DRIVE UNIT G3-207

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1000 LONGBOAT CLUB ROAD UNIT 402Sold · Apr ’26

$995,000

1000 LONGBOAT CLUB ROAD UNIT 402

2 bd · 2 ba · 1,290 sqft · $771/sqft · 139 DOM

1000 LONGBOAT CLUB ROAD UNIT 1105Sold · May ’26

$960,000

1000 LONGBOAT CLUB ROAD UNIT 1105

2 bd · 2 ba · 1,290 sqft · $744/sqft · 281 DOM

1065 GULF OF MEXICO DRIVE UNIT 601Sold · Nov ’25

$875,000

1065 GULF OF MEXICO DRIVE UNIT 601

2 bd · 2 ba · 1,172 sqft · $747/sqft · 29 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Leliana Vazquez

Your agent

Leliana Vazquez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2039 GULF OF MEXICO DRIVE UNIT G3-207 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2039 GULF OF MEXICO DRIVE UNIT G3-207 — before you fall in love.

See it in person

Schedule a tour

Live availability from Leliana's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2039 GULF OF MEXICO DRIVE UNIT G3-207 FAQs

What would the monthly payment be for 2039 GULF OF MEXICO DRIVE UNIT G3-207?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,081/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2039 GULF OF MEXICO DRIVE UNIT G3-207?+

The most recent tax bill on record (2024) was $5,281. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2039 GULF OF MEXICO DRIVE UNIT G3-207?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Longboat Key?+

At $550,000, this home is listed about 42% below the Longboat Key median of $950,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2039 GULF OF MEXICO DRIVE UNIT G3-207?+

Booker High School (high), Southside Elementary School (elementary), Booker Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the LONGBOAT KEY 34228 market on paper

$550,000 is 12% below the LONGBOAT KEY 34228 median of $623,000, and at $438/sqft it sits under the Longboat Key average of $851.

02Time on market is leverage

413 days on market against a Longboat Key median of 93 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Booker High School, Southside Elementary School, Booker Middle School — Southside Elementary School rates 5 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $685,000, now $550,000 — a $135K cut. The full history is in the market section below.

Listing courtesy of MICHAEL SAUNDERS & COMPANY · Diane Fogo Harter. MLS #A4657767.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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2039 GULF OF MEXICO DRIVE UNIT G3-207, LONGBOAT KEY, FL — 2 Bed, 2 Bath — $550,000 | CENTURY 21 Edge