CENTURY 21 Edge
$2,590,000$3,250,0004 bd4 ba3,256 sqft$795 /sqft$16,162 /mo all-in ↓

300 GARDEN LANE, SARASOTA, FL, 34242

Active338 days on marketListed Sep 5, 2025MLS #A4662830

Reduced $660KWaterfrontPrivate poolSingle Family ResidenceSIESTA REV OF

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About this home

300 GARDEN LANE

A Rare Opportunity on North Siesta Key with exceptional weekly income, prime location 350 Feet of Waterfront! Discover this unique multi-family income producing single-story property on Bay Island, offering both beauty and potential. High and dry, the home remained unaffected by recent storms, with 4–5 feet of elevation to spare. Set on a tranquil, tropical lot, this historic location on Garden Lane—once home to the Siesta Key Fish Market—with easy fast access to the bay and Big Pass it is truly a boater’s and fisherman’s paradise. Just a few steps to Shell Beach and its breathtaking sunsets, minutes from the world famous Siesta Beach, Siesta Village with restaurants, shopping, nightlife, quick access to downtown, and St. Armands Circle. You have it all! The property features a classic Florida ranch-style 4-bedroom, 2-bathroom home with a pool, large deck, and lush backyard designed for entertaining, plus a detached 2-bedroom, 2-bathroom guest house. Whether you choose to renovate, rebuild, or divide the lot (buyers to verify with the City), the possibilities are endless with this property!

Facts & features

The home at a glance

4

Bedrooms

4

Bathrooms

3,256

Sqft

0.53 ac

Lot size

2

Garage

1975

Year built

One

Levels

$795

Per sqft

Private poolWaterfrontGarden & Water viewPets allowed

Inside

FlooringCeramic Tile · Vinyl · Hardwood
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Washer
InteriorCeiling Fan(s) · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Thermostat · Walk-In Closet(s)
LaundryOther
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofMetal
ConstructionWood Frame · Wood Siding
FoundationSlab
ViewGarden · Water
FacesWest
ParkingBoat · Circular Driveway · Ground Level · Guest · Parking Pad
ExteriorGarden · Outdoor Shower · Sliding Doors

Community & fees

HOA fee$10/mo
Taxes (2024)$12,545/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Water Connected
WaterPublic · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$16,162 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$13,976
PMI (est., until 20% equity)$971
Property tax — 2024 actual bill$1,045
HOA fee — from the listing$10
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $259,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $259,000
Interest rate6.00%
Loan term

Estimated payment

$16,162/mo

Principal & interest$13,976
PMI (est., until 20% equity)$971
Property taxes (actual bill)$1,045
HOA / condo fee$10
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $2.6M
$1.5MedgeAI estimate $2,005,676 · range $1.5M$2.3M$2.7M

vs edgeAI estimate

+29.1%

$/sqft vs SIESTA REV OF

$795 vs $806

Days on market

338 vs 62 typical

Where $795/sqft sits among the 7 homes for sale in SIESTA REV OF

5 · this home
0
0
0
0
2
$641–993$993–1345$1345–1696$1696–2048$2048–2400$2400+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bay Island

Map of 300 GARDEN LANE inside its neighborhood boundary

Drive times from this address

Downtown Tampa69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

Bay Island — neighborhood snapshot

Population

531

Median age

61

Median income

$151,850

Median home value

$2,000,000

Avg household

2

Households w/ children

31%

For the school run

Sarasota County School District

MiddleBrookside Middle School★★★★★
ElementaryPhillippi Shores Elementary School★★★★★
HighSarasota High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$475K$493K

Sarasota median sold, yr/yr

95.2%

Sale-to-list ratio (12 mo)

3 of 7

SIESTA REV OF have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 472% above the SARASOTA 34242 median. See the full Sarasota market guide →

Paper trail

This home's history

CurrentPrice reduced to $2,590,000 $660K
Sep 5, 2025Listed at $3,250,000 · 338 days on market since
1975Built · SIESTA REV OF

Reality check

What actually sold near 300 GARDEN LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

324 SIESTA DRIVESold · Jul ’26

$1,400,000

324 SIESTA DRIVE · same community

5 bd · 4 ba · 2,510 sqft · $558/sqft · 6 DOM

226 GARDEN LANESold · Nov ’25

$3,825,000

226 GARDEN LANE · same community

5 bd · 5 ba · 4,009 sqft · $954/sqft · 13 DOM

3919 ROBERTS POINT ROADSold · Mar ’26

$1,850,000

3919 ROBERTS POINT ROAD · same community

4 bd · 3 ba · 2,497 sqft · $741/sqft · 42 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Arlinda Gokyar

Your agent

Arlinda Gokyar

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 300 GARDEN LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 300 GARDEN LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

300 GARDEN LANE FAQs

What would the monthly payment be for 300 GARDEN LANE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $16,162/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 300 GARDEN LANE?+

The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 300 GARDEN LANE?+

The most recent tax bill on record (2024) was $12,545. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 300 GARDEN LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $2,590,000, this home is listed about 361% above the Sarasota median of $561,785. The market section on this page shows how the area is trending.

Which schools are assigned to 300 GARDEN LANE?+

Brookside Middle School (middle), Phillippi Shores Elementary School (elementary), Sarasota High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$2,590,000 runs 472% above the SARASOTA 34242 median — but at 3,256 sqft it's also nearly twice the size of the typical Sarasota listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

338 days on market against a Sarasota median of 62 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Brookside Middle School, Phillippi Shores Elementary School, Sarasota High School — Phillippi Shores Elementary School rates 5 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $3,250,000, now $2,590,000 — a $660K cut. The full history is in the market section below.

Listing courtesy of WILLIAM RAVEIS - FLORIDA LLC · Holly Parry. MLS #A4662830.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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