4037 OVERTURE CIRCLE UNIT 4037, BRADENTON, FL, 34209
Active326 days on marketListed Sep 10, 2025MLS #A4664571
About this home
4037 OVERTURE CIRCLE UNIT 4037
One or more photos have been virtually staged. Step into comfort, convenience, and a vibrant community lifestyle on the beautifully updated, first-floor, 3 bedroom, 2 bath condo located in the highly sought after Palma Sola Trace. This move-in ready home has been thoughtfully refreshed with fresh interior paint, brand new luxury vinyl plank flooring in all 3 bedrooms and refurbished kitchen countertops creating a clean modern feel throughout. Enjoy the ease of a brand-new washer dryer included, along with a spacious and functional layout designed for everyday living. The open concept living and dining area features elegant ceramic tile flooring and flows seamlessly onto a private screened lanai, perfect for relaxing mornings or unwinding in the evening. The kitchen is fully equipped with refrigerator, range, microwave and dishwasher, offering both convenience and efficiency. The primary suit is a peaceful retreat with a large walk-in closet and an en-suite bath featuring a walk-in shower. Two additional bedrooms provide flexibility for guests, family or a home office with a second full bathroom that includes a shower/tub combination. A one car garage adds extra storage and convenience. Located on the ground floor, this unit offers easy access with no stairs- an increasingly sought-after feature. Palma Sola Trace is known for its beautifully maintained grounds and active social community. Residents enjoy resort-style amenities including a heated pool, clubhouse fitness center and playground. All of this is just minutes from the world-renowned beaches of Anna Maria Island, as well as top-rated dining, shopping and everyday conveniences. This is an exceptional opportunity to live in one of Bradenton’s most desirable communities combining location, lifestyle and modern updates in one impressive package. Please note that all Home Rentals of Manatee residents are enrolled in the Resident Benefits Package (RBP) for $49.95/month. This includes renters insurance, credit building, $1M Identity Protection, HVAC air filter delivery, a move-in concierge service, and a resident rewards program. Further details will be provided upon application.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,381
Sqft
15.04 ac
Lot size
1
Garage
2007
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$176 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$176/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs PALMA SOLA TRACE
$2 vs $232
Days on market
326 vs 53 typical
Where $2/sqft sits among the 14 homes for sale in PALMA SOLA TRACE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palma Sola Trace
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
Palma Sola Trace — neighborhood snapshot
Population
914
Median age
65
Median income
$101,520
Median home value
$418,400
Avg household
2
Households w/ children
12%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$410K → $424K
Bradenton median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
7 of 14
PALMA SOLA TRACE have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the BRADENTON 34209 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 4037 OVERTURE CIRCLE UNIT 4037
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$330,000
4132 OVERTURE CIRCLE · same community
3 bd · 2 ba · 1,277 sqft · $258/sqft · 19 DOM
Sold · Feb ’26$283,000
7250 HAMILTON ROAD UNIT 7250 · same community
3 bd · 2 ba · 1,277 sqft · $222/sqft · 7 DOM
Sold · Dec ’25$305,000
4050 OVERTURE CIRCLE UNIT 467 · same community
3 bd · 2 ba · 1,277 sqft · $239/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4037 OVERTURE CIRCLE UNIT 4037 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4037 OVERTURE CIRCLE UNIT 4037 — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4037 OVERTURE CIRCLE UNIT 4037 FAQs
What would the monthly payment be for 4037 OVERTURE CIRCLE UNIT 4037?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $176/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 4037 OVERTURE CIRCLE UNIT 4037?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Monthly Pet Fee, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $2,195, this home is listed about 99% below the Bradenton median of $395,740. The market section on this page shows how the area is trending.
Which schools are assigned to 4037 OVERTURE CIRCLE UNIT 4037?+
Sea Breeze Elementary School (elementary), W. D. Sugg Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the BRADENTON 34209 market on paper
$2,195 is 99% below the BRADENTON 34209 median of $260,000, and at $2/sqft it sits under the Bradenton average of $264.
02Time on market is leverage
326 days on market against a Bradenton median of 53 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $2,475, now $2,195 — a $280 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HOME RENTALS OF MANATEE · Alexis Gunn. MLS #A4664571.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Bradenton homes, in your inbox
Like 4037 OVERTURE CIRCLE UNIT 4037 but not quite? A daily digest of every new listing in Bradenton — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Angela to ping you on any price or status change →